Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Chittenden County, VT · Showing Chittenden County, VT: too few institutions in Essex Junction, VT
- 0.20%APY$20 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance required after the initial opening deposit. Rates may change after account opening.
No monthly fee
Rate checked
More details - Mascoma BankMoney Market PlusMoney Market Plus · $1,000 min · 0.10%–0.30% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: An interest-bearing account that blends the advantages of both a savings and checking account. Tiered interest rates and the flexibility of writing checks. Unlimited withdrawals allowed per cycle.
0.10% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.15% $100,000 and up 0.20% $1,000,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit to open is $25 in-branch and $100 online. Monthly service fee of $5 is waived with a $1,000 minimum daily balance. Advantage Checking and Advantage Checking Plus customers receive an additional 0.10% premium on Money Market rates. Limit of 6 electronic, telephone, or check withdrawals per monthly statement cycle.
Offer: Standard rate for balance tier $0–$999. $5.00 monthly service fee waived with $1,000 minimum daily balance. Opening minimum is $25 in-branch ($100 online).
0.00% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.00% $1,000 – $9,999 0.10% $10,000 – $49,999Your amount 0.15% $50,000 – $99,999 0.25% $100,000 – $249,999 0.35% $250,000 – $499,999 0.45% $500,000 and up 0.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Special savings account for dedicated goals (such as vacation, Christmas, taxes, tuition) with no monthly fees.
No monthly fee
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires maintaining a minimum balance of $5.00 in a regular share (savings) account.
Offer: Minimum balance of $5 required to open, avoid service fees, and earn the stated APY.
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. Must live, work, worship, or attend school in Vermont, or be related to a VFCU member. $5 share deposit required in Primary Share account for membership, though no additional minimum balances required. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - Vermont Federal Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–4.00% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Limited to 1 High Yield Savings Account per member. Personal accounts only. $5 share deposit in Primary Share required for membership; no minimum account balance required. Special 4.00% APY rate applies through 12/31/2026; on 1/1/2027 converts to a Special Savings Account with applicable market rates. Dividends compounded monthly using daily balance method.
Offer: Special rate valid until 12/31/2026 on balances $0.01-$5,000. On 1/1/2027 converts to Special Savings Account.
Promotional rate · 3.93% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $5,000 4.00% Over $5,000Your amountPaid on any amount above $5,000. 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a member of the credit union to open an account. $5 share deposit required in Primary Share account for membership. Dividends compounded monthly using daily balance method.
0.10% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Doorway to membership requirement; deposit and maintain at least $5.00. Minimum balance to earn dividends is $100. Dividends calculated on daily balance and paid monthly. Enhanced Loyalty Rewards program may increase rates.
Offer: Minimum balance to earn dividends is $100; $5 minimum to open and maintain account membership.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 for an individual account or $10 for a joint account to open and establish membership. Dividends compounded and paid quarterly based on the average daily balance method.
Offer: Minimum deposit of $5.00 for an individual account or $10 for a joint account.
0.10% interest rate · Effective Jun 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personalized account naming. No minimum balance; no monthly maintenance fees.
Offer: No minimum balance. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective Jun 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A basic savings account designed to keep assets secure, yet liquid, while earning interest. Unlimited withdrawals allowed per cycle.
0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - National Bank of MiddleburyMoney Market AccountMoney Market Account · $100 min · 0.05%–0.40% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum $100.00 to open. $2,500.00 minimum balance to avoid $10.00 monthly service charge. Fees could reduce earnings. Rates are variable and may change after account is opened. Rates credited monthly.
Offer: Balance $0 – $24,999.99
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $150,000 0.15% $150,000 – $500,000 0.30% $500,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chittenden County, VT
46 accounts at 18 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.26%
- Banks, typical
- 0.03%
- Credit unions, typical
- 0.18%
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Burlington, VT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 5 branches
- EastRise Credit UnionCredit union · 9 branches