Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Irving, TX
- 1.50%APY$150 a year on $10,000
Requirements
Product: Service charge of $15 per statement cycle waived with $2,500 daily balance. Interest compounds daily and is credited monthly. Interest in each tier paid on the entire balance in the account. Minimum daily balance to earn APY is $1.00.
Offer: Minimum daily balance to earn APY is $1.00.
0.75% interest rate · $15 monthly fee · Effective Jul 2, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $2,499 0.75% $2,500 – $99,999Your amount 1.50% $100,000 – $249,999 1.85% $250,000 – $999,999 2.10% $1,000,000 and up 2.70% Rate checked
More details - Resource One Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–1.21% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Limit one money market account per membership. Minimum opening deposit of $2,500. Minimum balance to earn dividends is $2,500 (paid monthly based on daily balance). $10 monthly maintenance fee waived if minimum daily balance is met.
Offer: Earns 0.00% dividends on balances below $2,500. Monthly maintenance fee of $10 applies unless minimum daily balance is met.
0.00% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.00% $25,000 – $100,000Monthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.11% $100,000 and upMonthly maintenance fee of $10 waived if minimum daily balance is met. Dividends paid monthly based on daily balance. 1.21% Rate checked
More details - Resource One Credit UnionExecutive Suite Money MarketExecutive Suite Money Market · $2,500 min · 0.00%–1.21% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance to open is $2,500.00. The minimum balance to earn is $2,500.00. Fees could reduce earnings on the account.
Offer: Minimum balance to earn is $2,500.00.
0.00% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Executive Suite Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.00% $25,000 – $100,000 1.11% $100,000 and up 1.21% Rate checked
More details - Credit Union of TexasRegular Money MarketRegular Money Market · $2,000 min · 1.00%–1.50% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounds monthly at a variable rate. NCUA insured. Membership required. Limit of 6 withdrawals per month may apply.
1.00% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $2,000 1.00% $2,000 – $10,000Your amount 1.00% $10,000 – $20,000 1.00% $20,000 – $40,000 1.25% Over $40,000 1.50% Rate checked
More details - Frost BankFrost Money Market AccountFrost Money Market Account · $50 min · 0.90%–2.85% by balance
Bank · 3 branches
0.90%APY$90 a year on $10,000Requirements
Product: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or if you own a Frost Premium Account; otherwise $15 monthly service charge.
Offer: $0 Monthly Service Charge if you maintain a $15,000 minimum daily balance or own a Frost Premium Account.
0.90% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Money Market Account Balance APY Up to $25,000Your amount 0.90% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 – $250,000 2.15% $250,000 – $1,000,000 2.30% $1,000,000 – $2,500,000 2.35% $2,500,000 – $10,000,000 2.50% $10,000,000 – $20,000,000 2.65% $20,000,000 and up 2.85% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Service charge of $5 per statement cycle waived with $100 daily balance. Interest compounds daily and is credited quarterly.
0.75% interest rate · $5 monthly fee · Effective Jul 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Maintain average daily balance of $300 or more to avoid a $3 Monthly Minimum Balance Fee. Withdrawals or transfers limited to two per month without charge; additional withdrawals incur a $2 Excess Debit Fee. Interest is paid on the Daily Ledger Balance.
Offer: Daily balance less than $2,500 to obtain APY. Monthly fee waived with average daily balance of $300 or more.
0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $2,500 0.20% $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% $50,000 – $100,000 0.90% $100,000 – $250,000 1.26% $250,000 and up 1.41% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - Southside BankPlatinum Advantage Investment AccountPlatinum Advantage Investment Account · $2,500 min · 0.10%–3.04% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after account opens. Fees may reduce earnings on the account.
Offer: Daily balance to obtain APY: Less than $20,000. Rate may change after account opens. Fees may reduce earnings on the account.
0.10% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Platinum Advantage Investment Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $49,999 0.18% $50,000 – $74,999 0.25% $75,000 – $149,999 0.65% $150,000 – $249,999 0.75% $250,000 – $499,999 1.00% $500,000 – $999,999 1.11% $1,000,000 – $2,999,999 1.16% $3,000,000 – $4,999,999 2.12% $5,000,000 and up 3.04% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Irving, TX
67 accounts at 20 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.58%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.55%
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Dallas, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Prestige Community CUCredit union · 2 branches
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- PenFed Credit UnionCredit union · 2 branches