Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Cumberland County, PA · Showing Cumberland County, PA: too few institutions in Mechanicsburg, PA
- S&T BankPersonal Money MarketPersonal Money Market · $0 min · 0.20%–1.45% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Maximum of six (6) third party transactions permitted per month. Variable rate account; interest rate and Annual Percentage Yield may change at the Bank's discretion without prior notice.
Effective Oct 12, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100,000Your amount 0.20% $100,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Must be opened on the same day as a new or reinvesting Certificate of Deposit (CD) with a term equal to or greater than 12 months. Requires new money with a maximum deposit equal to the corresponding CD amount.
Offer: Open with $1,000. Maintain a $1,000 daily balance in the account to earn interest and avoid the $3 monthly fee. Interest is calculated monthly using the daily balance method. Unlimited in-person withdrawals at Community Banking Offices.
Qualified rate · $3 monthly fee · Effective Dec 19, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A monthly maintenance fee of $4.00 is imposed for every month the account balance drops below $100.00.
Offer: $4.00 monthly maintenance fee waived if balance stays at or above $100.00. Minimum balance to earn interest is $100.00.
0.10% interest rate · $4 monthly fee
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exempt from the $100 minimum balance required on other Share & Club accounts to earn dividends. Dividends paid on the last day of each month.
Offer: $0.00 minimum balance required to open account. Exempt from the $100 minimum balance required on other Share & Club accounts to earn dividends. Dividends are paid on the last day of each month.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: The foundation of SVFCU membership. $5 minimum balance required to open account. Dividends accrue on savings balances over $100. No maintenance or annual fees. Dividends are credited monthly on the last day of each month.
Offer: Minimum $5.00 balance required to open account. $100 minimum balance required to earn dividends. Dividends are paid on the last day of each month. No maintenance or annual fees.
0.10% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - AmeriChoice Federal Credit UnionShare SavingsSavings · $0 min · 0.00%–0.10% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: As a member of the credit union, ownership is represented by shares, which double as a savings account. Fees may reduce earnings. APY is accurate as of the last dividend declaration date.
Rate by balance
Rate by balance for Share Savings Balance APY Up to $5 0.00% $5 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personalize the account name to match savings goals. Fees may reduce earnings. APY is accurate as of the last dividend declaration date.
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 3 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 3 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Pennian BankValue Money MarketValue Money Market · $1,000 min · 0.05%–0.20% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: $1,000 minimum to open. $1,000.00 minimum balance; monthly maintenance fee of $6.00 if balance falls below $1,000.00 any day of the month. Interest-bearing on daily balances greater than $100.00. First deposit due at account opening.
0.05% interest rate · $6 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Value Money Market Balance APY $100 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.15% $250,000 and up 0.20% Rate checked
More details - F&M TrustMoney Management AccountMoney Management Account · $2,500 min · 0.05%–0.75% by balance
Bank · 8 branches
0.05%APY$5 a year on $10,000Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.25% $50,000 – $100,000 0.35% $100,000 – $250,000 0.50% $250,000 – $500,000 0.75% $500,000 and up 0.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cumberland County, PA
66 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.85%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Harrisburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmeriChoice Federal Credit UnionCredit union · 4 branches
- Navy Federal Credit UnionCredit union · 1 branch
- PSECUCredit union · 2 branches