Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Albuquerque, NM
- 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details - Nusenda Credit UnionRegular SavingsSavings · $5 min · 0.00%–0.25% by balance
Credit union · 12 branches
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded daily and paid monthly. No monthly fees. Minimum opening deposit is $5. Must maintain the minimum daily balance each day to obtain the disclosed APY.
Offer: Non-Transaction Share/Dividend tier for minimum balance of $5.
0.00% interest rate · Compounded daily · No monthly fee · Effective Apr 30, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $100 0.00% $100 – $9,999 0.25% $10,000 and upYour amount 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arkansas (AR). Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.20% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - Rio Grande Credit UnionPrimary SavingsSavings · $25 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Requires an average daily balance of $5. No monthly service fees.
Offer: Balance refers to Daily Average Balance. All rates and APY are subject to change without notice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Primary Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - Rio Grande Credit UnionSecondary SavingsSavings · $25 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum daily balance requirement No monthly service fees Dividends accrue on any balance Insured by NCUA
Offer: APY is an abbreviation of Annual Percentage Yield. Balance refers to Daily Average Balance. All rates and APY are subject to change without notice. Certain restrictions apply. Unless paid otherwise, all dividends are compounded monthly.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Save for a special purchase and name account accordingly. No minimum deposit required to open.
Offer: Earns dividends on all balances / entire balance.
0.15% interest rate · Effective Jun 8, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service fee ($5.00) can be avoided by satisfying one of the following: monthly electronic transfers of at least $10 from personal checking account with BOK Financial, maintain monthly average collected balance of $250, or link to a Premier Checking account (accounts are not automatically linked). 0.05% bonus interest rate available when linked with Select Checking or Premier Checking (bonus interest rate is not automatically applied and must be requested).
Offer: Applicable to Arizona (AZ), Colorado (CO), Kansas City / Missouri (KC), and standard deposit rates schedule. Monthly fee of $5.00 waived with $250 monthly average collected balance, monthly electronic transfer of at least $10 from BOK Financial personal checking, or link to Premier Checking.
0.10% interest rate · $5 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - Sandia Area Federal Credit UnionTraditional SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Sandia Area membership is required. No monthly maintenance fees. Required to establish membership. A low minimum balance of $5 is required.
Offer: Dividends are compounded and credited monthly.
0.05% interest rate · No monthly fee · Effective Jul 27, 2022
Rate by balance
Rate by balance for Traditional Savings Balance APY $100 – $999 0.05% $1,000 – $49,999Your amount 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance is $5. Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required for all members. Minimum balance is $5. Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Albuquerque, NM
72 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.59%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.30%
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Albuquerque, NM metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Sandia Area Federal Credit UnionCredit union · 6 branches
- State Employees Credit UnionCredit union · 4 branches