Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Essex County, NJ · Showing Essex County, NJ: too few institutions in West Orange, NJ
- Haven Savings BankE-Statement Savings AccountSavings · $2,500 min · 0.20%–0.75% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
Offer: $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for E-Statement Savings Account Balance APY Up to $2,499 0.20% $2,500 and upYour amount 0.75% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - Garden Savings FCUHigh Yield SavingsSavings · $0 min · 0.00%–0.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $2,500 0.30% $2,500 and upYour amount 0.50% Rate checked
More details - The Atlantic Federal Credit UnionSmart SavingsSavings · $100 min · 0.01%–2.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: $100 minimum daily balance requirement to avoid a $10 monthly maintenance fee. Excessive transactions may result in fees.
Offer: $100 minimum daily balance required to waive $10 monthly fee
0.01% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 2.50% $50,000 – $100,000 2.50% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details - First BankRelationship Money Market AccountRelationship Money Market Account · $1,001 min · 0.45%–2.34% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Requires a Relationship Checking Account. Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
Offer: Requires a Relationship Checking Account.
Qualified rate · 0.45% interest rate
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY $1,001 – $10,001Your amount 0.45% $10,001 – $50,001 0.90% $50,001 – $150,001 1.66% $150,001 and up 2.34% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Garden Savings FCUMoney MarketMoney Market · $0 min · 0.00%–0.90% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $1,000. All money market accounts include a complimentary check order for new accounts.
Offer: $10 Monthly Fee applies for daily balances less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $15,000Your amount 0.40% $15,000 – $30,000 0.45% $30,000 – $50,000 0.55% $50,000 and up 0.90% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $1,000.00, a $20.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
0.35% interest rate · $20 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Branch only. Minimum opening deposit and balance of $2,500. Interest compounded daily, posted monthly.
Offer: Interest Compounded Daily | Posted Monthly. Branch only. Minimum balance $2,500.
0.25% interest rate · Compounded daily
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Available to individuals who are primary residents of NJ and currently living in NJ or former NJM Bank customers who currently maintain an existing deposit account and who are primary residents of and live in Bucks County, PA.
0.00% interest rate · $3 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.25% $25,000 and up 0.50% Rate checked
More details - Ascendia BankCentennial Money Market CheckingCentennial Money Market Checking · $1,000 min · 0.25%–1.75% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
0.25% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Centennial Money Market Checking Balance APY Up to $75,000Your amount 0.25% $75,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Tiered rate account. A $10.00 monthly maintenance fee is imposed if unable to maintain the $10,000 minimum balance requirement.
Offer: A $10.00 monthly maintenance fee is imposed if unable to maintain a $10,000 minimum balance.
0.25% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $100,000Your amount 0.25% $100,000 and up 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A minimum balance requirement of $5.00 establishes and maintains credit union membership. Dividend is calculated on the daily average balance and pays quarterly at a rate determined by the Board of Directors.
Offer: Dividends are calculated on the daily average balance and are paid the last day of each quarter.
0.25% interest rate · Balance cap $999,999.99 · Effective Oct 1, 2024
Rate checked
More details - First BankPersonal Money Market AccountPersonal Money Market Account · $1,001 min · 0.22%–1.44% by balance
Bank · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Minimum $1,000 to open. $15 monthly service fee if balance falls below $1,000. Maximum 6 withdrawals or transfers per statement cycle.
0.22% interest rate
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $1,001 – $10,001Your amount 0.22% $10,001 – $50,001 0.45% $50,001 – $150,001 0.90% $150,001 and up 1.44% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Essex County, NJ
113 accounts at 38 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.33%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches