Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Gastonia, NC
- Truliant Federal Credit UnionHigh Yield Rewards SavingsSavings · $1,000 min · 1.00%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: Requires maintaining a $1,000 average monthly balance to avoid a $10 monthly service fee. Minimum $1,000 to open. One account per membership.
Offer: Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Automatically earned for the first two statement cycles. $10 monthly fee waived with $1,000 average monthly balance.
Qualified rate · 3.33% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Rewards Savings Balance APY Up to $25,000Your amount 3.40% $25,000 and up 1.00% Rate checked
More details - Sharonview Federal Credit UnionHigh-Yield Savings AccountSavings · $100 min · 0.05%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: $100 minimum deposit required to open account. To earn the promoted APY on average daily balances up to $100,000, must maintain an average daily balance of $100.00 and receive at least $100.00 in aggregate ACH deposits each calendar month. No debit card access. Withdrawals in excess of 6 per month incur a $25 fee per withdrawal.
Offer: Applies to average daily balance below $100, or if monthly requirements are not met.
Qualified rate · 0.05% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Any balance 0.05% $100 – $100,000Your amount 3.20% $100,000 and upSubject to maintaining $100 average daily balance and $100 aggregate ACH deposits. 0.05%* Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 2 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily and paid monthly. Minimum balance to earn dividends is $250; if balance falls below $250 during a statement period, a $2 monthly maintenance fee is assessed.
2.18% interest rate · Compounded daily
Rate checked
More details - State Employees' Credit UnionMoney Market Share AccountMoney Market Share Account · $250 min
Credit union · 2 branches
2.20%APY$220 a year on $10,000Requirements
Product: Dividends compound daily and are paid monthly. Minimum balance of $250 required to earn dividends and avoid a $2 monthly maintenance fee. Account cannot be used for ACH debits, checks, BillPay, or loan collateral.
Offer: Dividends compounded daily. Minimum balance to earn dividends is $250; if balance falls below $250 at any time during a statement period, a $2 monthly maintenance fee is assessed.
Compounded daily · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.02%APY$202 a year on $10,000
Requirements
Product: Trust account. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum opening deposit $100.00.
2.00% interest rate · Effective Sep 30, 2026
Rate checked
More details - Carolinas Telco Federal Credit UnionHigh Yield SavingsSavings · $100 min · 2.02%–2.53% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Must be a CTFCU member in good standing. Available for personal, estate, trust, minor, and business accounts. Tiered interest rates based on average daily account balance. Limited to 6 monthly transactions; $1.00 fee per transaction beyond limit (ATM withdrawals and online banking transfers not included in limit). CTFCU checks and bill pay are not offered.
Offer: $15.00 monthly service fee if minimum average daily balance of $1,000.00 is not maintained. Earns 2.00% dividend rate / 2.02% APY on balances $100.00 to $100,000.00.
2.00% interest rate · $15 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $100 – $100,000Your amount 2.02% Over $100,000 2.53% Rate checked
More details - Truliant Federal Credit UnionAccelerate Money MarketAccelerate Money Market · $2,500 min · 1.00%–3.45% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Tiered rate structure. A $10 monthly fee applies if average monthly balance falls below $2,500. Not available on Business or IRA accounts.
Offer: $10 monthly fee if average monthly balance falls below $2,500.
1.00% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Accelerate Money Market Balance APY Any balance 1.00% $2,500 and upYour amount 1.00% $25,000 and up 2.60% $50,000 and up 2.80% $75,000 and up 3.00% $100,000 and up 3.20% $250,000 and up 3.45% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Carolina Cooperative FCUDaily Money Market AccountDaily Money Market Account · $250 min
Credit union · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Carolina Cooperative FCU offers Daily Money Market Savings Accounts. Dividends are paid monthly on the average daily balance. $250.00 minimum balance required.
Offer: All dividends are posted to member accounts monthly. $250.00 minimum balance.
Rate checked
More details - Sharonview Federal Credit UnionInvestor Money MarketInvestor Money Market · 0.05%–0.75% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Offer: Below $5,000 average daily balance.
0.05% interest rate
Rate by balance
Rate by balance for Investor Money Market Balance APY Any balance 0.05% $5,000 and upYour amount 0.75% Rate checked
More details - Members Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.75%–2.07% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Minimum balance of $500 to open and earn money market rate. If average daily balance falls between $25 and $500, dividends paid at regular savings rate. If balance is below $25, no dividends paid and a low balance fee is charged. No penalty for withdrawal.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $49,999Your amount 0.75% $50,000 – $99,999 1.41% $100,000 – $249,999 1.87% $250,000 and up 2.07% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Savings accounts require $25.00 to open. All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
Offer: All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
0.75% interest rate
Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Requires membership with Members CU. Savings accounts require $25.00 to open. $3 monthly fee waived with an average daily balance of $25 or more each month. All share accounts earn 0.00% APY when average daily balance is below $25.00. Fees may reduce earnings.
Offer: Keep an average daily balance of $25 or more each month to earn dividends and have the $3 monthly fee waived.
0.75% interest rate · $3 monthly fee
Rate checked
More details - Sharonview Federal Credit UnionMoney Market AccountMoney Market Account · $25 min · 0.05%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Membership eligibility required. $25 minimum initial deposit to open. After 6 withdrawals per month, $5.00 fee per withdrawal. Rates subject to change.
Offer: Below $500 average daily balance; earns regular share rate.
Qualified rate · 0.05% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.05% $500 – $49,999Your amountRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.40% $50,000 and upRequires High-Yield Checking receiving at least $1,000 in monthly direct deposits, at least 10 debit card purchases per month, and active online/mobile banking login at least once each month. 0.65% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Gastonia, NC
47 accounts at 14 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.58%
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Charlotte, NC-SC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 13 branches
- Allegacy FinancialCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 2 branches