Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Asheville, NC
- Champion Credit UnionPersonal Money MarketPersonal Money Market · $1,000 min · 0.20%–2.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No long-term commitment. No minimum transactions required.
No monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $1,000 – $5,000 0.20% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000 1.00% $50,000 and up 2.00% Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Gateway to membership; member must maintain $5 par value. All share accounts are variable rate.
Offer: No minimum balance to earn dividends.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership in SECU requires opening a Share Account. Must maintain a $25 minimum balance to avoid monthly maintenance fee and maintain membership. A $1 monthly maintenance fee is charged if the account is below $25 on the statement date.
Offer: Dividends accrue when balance is greater than zero; $1 monthly fee if balance falls below $25 minimum balance on statement date.
0.25% interest rate · $1 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Quarterly service charge is refunded within 3 business days when linked to Essential Checking account or Advantage Checking account or if the daily balance is at least $250; otherwise a $5 quarterly service charge is applied.
Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be a Civic member. Minimum opening deposit $5. Monthly service fee of $1 if balance falls below $5.
Offer: $1 fee each month balance is below $5. Minimum balance to earn APY is $1.
0.25% interest rate · $1 monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Must be a Civic member. Automated savings account with distribution to Select Savings Account in March or October. No maintenance fees.
Offer: No maintenance fees. Minimum deposit of $1 to open account and earn dividends.
0.25% interest rate · No monthly fee · Effective Jul 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: One account per customer. No minimum balance required. Digital statements must be activated and either have an open Movement Rewards Checking Account or maintain a minimum daily balance of $15,000 to earn qualifying rates.
Offer: Entire balance earns 0.25% APY if monthly qualifications are not met during statement cycle.
Qualified rate · Effective Jul 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Oteen VA Federal Credit UnionMoney Market SharesMoney Market Shares · $1,000 min
Credit union · 1 branch
0.22%APY$22 a year on $10,000Requirements
Product: Membership eligibility required (affiliated military/veteran organizations and groups); requires opening a share/savings account with a $25.00 minimum deposit and paying a $2.00 one-time membership fee.
Offer: $1,000.00 minimum balance required.
0.22% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Main account for every credit union member (Regular Membership Share). $5 deposit remains on hold throughout the length of membership.
Offer: $5 minimum balance to earn dividends. Dividends credited and compounded monthly.
0.20% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Special designated savings account needs such as taxes, tuition, vacation, down payments; interest accrued daily and paid monthly.
No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Membership share account; interest accrued daily and paid monthly. Minimum opening deposit $5.00.
No monthly fee · Effective Jan 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are calculated daily and paid quarterly. $10.00 fee for any withdrawals over 6 per quarter.
0.20% interest rate · Effective Jan 1, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Asheville, NC
63 accounts at 21 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.11%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Asheville, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 1 branch
- State Employees' Credit UnionCredit union · 12 branches
- Self-Help Credit UnionCredit union · 3 branches