Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Springfield, MA
- Pioneer Valley Credit UnionGreen High-Yield SavingsSavings · $1,000 min · 1.00%–3.25% by balance
Credit union · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Must enroll in online and mobile banking and eStatements. Minimum daily balance to maintain APY is $1,000. Balances below minimum balance earn regular primary share rate. Membership required.
Offer: Requires enrollment in online/mobile banking and eStatements.
Rate by balance
Rate by balance for Green High-Yield Savings Balance APY $1,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 2.25% $100,000 – $150,000 3.15% $150,000 – $200,000 3.20% $200,000 and up 3.25% Rate checked
More details - 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - Freedom Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.20%–0.35% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires a $2,000 minimum opening deposit. A $2,000 minimum daily balance must be maintained to avoid a minimum balance fee. A minimum balance of $5 must be maintained to earn the advertised APY.
Offer: Minimum balance of $5 to earn APY; minimum daily balance of $2,000 required to avoid fee.
0.19% interest rate · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.20% $25,000 – $50,000Minimum daily balance of $2,000 required to avoid fee. 0.25% $50,000 – $75,000Minimum daily balance of $2,000 required to avoid fee. 0.30% $75,000 and upMinimum daily balance of $2,000 required to avoid fee. 0.35% Rate checked
More details - Country Bank for SavingsMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.35% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Open a money market account with $1,000 and keep earning with just a $10 minimum balance. Available to existing customers in any state and new customers residing in New England States (CT, MA, ME, NH, RI, VT).
Offer: Daily balances of $10.00 – $999.99 earn 0.05% APY.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 and up 0.35% Rate checked
More details - Florence BankPerformance Money Market AccountPerformance Money Market Account · $1,000 min · 0.05%–0.40% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: A Personal Checking Account is required to open the Performance Money Market Account.
Qualified rate · 0.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Performance Money Market Account Balance APY $10 and up 0.05% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $50,000 and up 0.30% $100,000 and up 0.40% Rate checked
More details - Florence BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,0000.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10 and up 0.05% $1,000 and upYour amount 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Greater Springfield Credit UnionShare Savings AccountSavings · $25 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Requires maintaining one share with a par value of $25.00 to maintain accounts and membership. No monthly maintenance fees.
Offer: Regular share tier.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $2,000 0.05% $2,000 – $20,000Your amountTier I. 0.10% $20,000 – $50,000Tier II. 0.15% $50,000 and upTier III. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $10 minimum opening deposit and $10 daily balance to earn APY. Monthly fee is $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.
Offer: Base rate on the account.
Qualified rate · 0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.
Offer: Base rate. Applicable to all balances ($10 minimum to earn APY).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available only to residents of Massachusetts and Connecticut; limit one account per person; interest is paid on balances up to $50,000
Offer: Balances exceeding $50,000 do not earn interest
0.10% interest rate · Balance cap $50,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly maintenance fee of $10.00 waived with $2,500 average daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Springfield, MA
60 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 3.06%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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Springfield, MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- UMassFiveCredit union · 1 branch
- MASSMUTUALCredit union · 1 branch
- BrightBridge Credit UnionCredit union · 3 branches