Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Boston, MA
- Members Plus Credit UnionMoney MarketMoney Market · $0 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Unlimited deposits; transfers or withdrawals by pre-authorized, automatic, telephone, computer transfer, check, or draft are limited to six per statement cycle.
0.20% interest rate · Effective Mar 23, 2023
Rate by balance
Rate by balance for Money Market Balance APY Up to $999 0.20% $1,000 – $9,999 0.20% $10,000 – $24,999Your amount 0.25% $25,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Required to establish membership at First Responders Credit Union. Membership is limited to first responder community in Massachusetts, Boston Firefighters CU employees/retirees, and qualifying family members.
Offer: Up to 0.25% APY stated on savings landing page. Minimum opening balance is $5.00.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - First Responders Credit UnionReal Estate Suspense Share AccountSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded and credited monthly and paid on any amount on deposit. Membership eligibility required.
Offer: Listed under Secondary Share Accounts.
0.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - BrightBridge Credit UnionMoney Market AccountsMoney Market Accounts · $25 min · 0.25%–3.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Balance determines rate tier. Minimum $2,500 required to avoid a service fee. Rates subject to change daily.
Offer: Tier 1: $0.00-$2,499.99.
0.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.25% $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 3.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: All members must maintain $25.00 in their primary share account. Dividends are paid to share accounts monthly.
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - Harvard Federal Credit UnionMoney MarketMoney Market · $1,500 min · 0.10%–0.65% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered interest rates that increase with balance. Up to six electronic transfers allowed per month. Minimum $10.00 to earn APY. Not accessible through an ATM machine.
Offer: Minimum to earn APY is $10.00. Rate applies to balances < $1,500.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.10% $1,500 – $5,000 0.15% $5,000 – $25,000Your amountRate applies to balances $5k – < $25k. 0.25% $25,000 – $50,000Rate applies to balances $25k – < $50k. 0.25% $50,000 – $100,000Rate applies to balances $50k – < $100k. 0.45% $100,000 – $250,000Rate applies to balances $100k – < $250k. 0.55% $250,000 and upRate applies to balances over $250k. 0.65% Rate checked
More details - First Priority Credit UnionMoney Market (New & Existing Money)Money Market (New & Existing Money) · $2,500 min · 0.20%–0.40% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: A Primary Share Account with a $5.00 minimum balance must be opened and maintained before opening any other FPCU account. Rates may change without notice after the account is open. Fees could reduce earnings.
Offer: Applies to new and existing money. Minimum balance to earn dividend is $2,500.00.
0.20% interest rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Money Market (New & Existing Money) Balance APY $2,500 and upYour amount 0.20% $20,000 and up 0.25% $75,000 and up 0.30% $150,000 and up 0.40% Rate checked
More details - Rockland TrustMoney Market SavingsMoney Market Savings · $25 min · 0.05%–0.55% by balance
Bank · 17 branches
0.20%APY$20 a year on $10,000Requirements
Product: Variable interest rates; may change after the account is opened. $8 monthly maintenance fee waived if you maintain a $2,500 daily balance. The APY for each balance tier applies to the entire balance.
Offer: Compounded monthly. Variable interest rate. $8 monthly fee waived with $2,500 daily balance. APY applies to entire balance.
0.05% interest rate · Compounded monthly · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.50% $50,000 – $1,000,000 0.55% $1,000,000 and up 0.55% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge of $5 is waived with a minimum balance of $200 or with at least one direct deposit (or EFT credit / AutoSave deposit transfer) during the month.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Monthly maintenance service charge is avoided with a minimum balance of $1,000.
0.20% interest rate · $5 monthly fee · Effective Sep 24, 2026
Rate by balance
Rate by balance for UNITY E-Gold Savings Balance APY $1,000 – $25,000Your amount 0.20% $25,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - City of Boston Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.15%–1.00% by balance
Credit union · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must be eligible for City of Boston Credit Union membership. Dividends are compounded daily and credited monthly. Rates are variable and may change at any time. Minimum balance requirements apply to average daily balance.
Offer: Tier I / Tier One. Minimum balance to earn dividends is $1,000.00.
0.15% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 and upYour amount 0.15% $20,000 and upTier II / Tier Two. 0.30% $50,000 and upTier III / Tier Three. 0.50% $100,000 and upTier IV / Tier Four. 1.00% Rate checked
More details - RiverWorks Credit UnionMoney Market AccountMoney Market Account · $1,500 min · 0.10%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate account. Dividends compounded monthly. No interest penalty for closing account. Balance below $1,500.00 will receive the same rate as the regular savings account. If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period. Variable share deposit rate account rates may change after account is opened. Fees could reduce earnings.
Offer: If average daily balance falls below the minimum for that dividend period, you will not earn any dividends during that period.
0.10% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,500 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.30% $75,000 – $100,000 0.30% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Waive monthly fee with $250 avg. monthly balance OR if you've notified us that you're 18 or younger or 65 or older.
Offer: Minimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings.
0.15% interest rate · $5 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Boston, MA
107 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches