Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Zachary, LA
- EFCU FinancialPlatinum Money Market SavingsPlatinum Money Market Savings · $0 min · 0.00%–3.56% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No monthly service charge regardless of balance. Up to 3 free withdrawals per month with a $25 fee for additional withdrawals. No minimum deposit amount required to open.
No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Platinum Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.00% $50,000 and up 3.56% Rate checked
More details - Neighbors Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Offer: Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking).
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Dividends compounded and credited monthly. 0.20% $10,000 – $25,000Your amountDividends compounded and credited monthly. 0.30% $25,000 – $50,000Dividends compounded and credited monthly. 0.40% $50,000 and upDividends compounded and credited monthly. 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Online-only account. e-Statements required. 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 service charge if balance falls below $25 during the quarterly statement period.
Offer: Minimum $25 to open and obtain APY. $5 quarterly service charge waived if balance remains above $25 during quarterly statement period.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 quarterly service charge if balance falls below $100 during statement period.
Offer: Maintain a minimum balance of $100 to obtain the APY and avoid service charge.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No-fee savings that can be pledged as collateral for a Share Pledge Loan. No minimum opening deposit and no minimum balance to keep the account open. Dividends paid quarterly.
Offer: Balances over $1,000 earn 0.25% APY
0.25% interest rate · No monthly fee
Rate checked
More details - Bank of Zacharye-Z Money Markete-Z Money Market · $1,500 min · 0.25%–2.27% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: $15 monthly service charge waived by maintaining a minimum daily balance of $1,500 during the statement cycle. Up to 6 transfers/withdrawals per statement cycle before a fee applies. Interest is calculated on the daily collected balance and compounded/credited monthly. Variable rates subject to change.
Offer: Tier 1. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above.
0.25% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for e-Z Money Market Balance APY $1,500 – $25,000Your amount 0.25% $25,000 – $100,000Tier 2. 0.85% $100,000 – $250,000Tier 3. 1.51% $250,000 – $500,000Tier 4. 1.76% $500,000 and upTier 5. 2.27% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum deposit of $5 to open account. Minimum balance to earn dividend is $100.00 and up. Dividends compounded and paid monthly on average daily balance.
Offer: Minimum balance to earn dividend is $100.00 and up. Minimum deposit of $5 to open account.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. Establishes membership. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic/Geaux Free checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic/Geaux Free checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establish full membership to EFCU Financial; must maintain a minimum balance of $5 to qualify and remain a member.
Effective May 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Mar 17, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Membership required. Available to holders of Stack Checking or Pelican Cash Back checking. Limited to one Stack Savings account per primary account holder SSN. Qualifications (on the linked checking account during the qualification period): eStatements; log into MyPelican each month; at least 15 debit card POS purchases that post and settle (ATM transactions do not qualify); at least one direct deposit, ACH, or bill payment that posts and settles. Qualification period: last day of prior calendar month through next-to-last day of the calendar month in which dividends are paid. Missing a month does not close the account.
Offer: If monthly qualifications are not met, 0.05% APY applies to the entire Stack Savings balance.
Qualified rate · No monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Zachary, LA
17 accounts at 7 banks and credit unions · checked Oct 6–16
- Typical
- 0.10%
- Top 10% from
- 0.30%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.10%
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Baton Rouge, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Keesler Federal Credit UnionCredit union · 3 branches
- BRECO FCUCredit union · 3 branches
- Geismar Complex Federal Credit UnionCredit union · 1 branch