Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Salina, KS
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.70%APY$370 a year on $10,000
Requirements
Product: Online only account. Interest compounded daily and credited calendar quarterly. $10 monthly fee waived with $10,000 average daily balance. 3 free withdrawals per month, $2 per withdrawal thereafter.
Offer: Applies when daily balance is below $10,000 or account is not enrolled in eStatements. Monthly fee waived with average daily balance of $10,000 or more.
0.05% interest rate · Compounded daily · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for High Yield eSavings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 3.70% Rate checked
More details - Credit Union of AmericaHigh-Yield Savings AccountSavings · $100 min · 0.10%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000Requirements
Product: Digital-only account opened and managed through online and mobile banking. Minimum $100 opening deposit. A $5.00 monthly fee applies if the month-end balance is less than $100 and there has been no account activity in over six months.
Offer: Dividends paid monthly. $5.00 monthly fee applies if month-end balance is less than $100 and no activity in over 6 months.
3.20% interest rate · $5 monthly fee · Effective May 4, 2026
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $50,000Your amount 3.25% Over $50,000 0.10% Rate checked
More details - The Bank of TescottTraditions High Yield SavingsSavings · $100 min · 0.50%–3.16% by balance
Bank · 2 branches
3.16%APY$316 a year on $10,000with conditionsRequirements
Product: Minimum balance to open: $100.00. Interest compounded and credited monthly. Requires enrollment in online banking and e-Statements to qualify for highest APY. A $5 fee applies for each debit transaction in excess of five per monthly statement cycle.
Offer: Interest compounded and credited monthly. e-Statements and online banking required.
Qualified rate · 0.50% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Traditions High Yield Savings Balance APY Up to $5,000 0.50% $5,000 and upYour amount 3.16% Rate checked
More details - 3.02%APY$302 a year on $10,000
Rate by balance
Rate by balance for Velocity Money Market Balance APY Up to $24,999Your amount 3.02% Over $24,999 3.85% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account and eStatements via Online Banking. $50 minimum deposit to open. Limit 1 account per SSN. No monthly service fees or minimum balance requirements.
Offer: When qualifications are met on linked Kasasa Cash (receive electronic statements, at least 1 direct deposit/ACH payment, at least 25 debit card purchases per Monthly Qualification Cycle) or Kasasa Cash Back (receive electronic statements, at least 1 direct deposit/ACH payment, at least 12 debit card purchases per Monthly Qualification Cycle). Entire daily balance earns stated rate.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Sep 18, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be attached to and meet the requirements of the Rewards Checking Account (Simple Rewards or Simple Success Checking): 1) Signed up for E-Statements, 2) 15 Debit card transactions per statement cycle, 3) Direct deposit of $100 or more per statement cycle.
Offer: Earns 2.00% APY on balances up to $50,000.00 when meeting Rewards Checking Account requirements. 3 free debits per statement cycle, $3 after that.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Simple Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.25% Rate checked
More details - Central National BankCentral Prestige MMDACentral Prestige MMDA · $1,000 min · 0.70%–1.26% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Rates Updated October 13, 2026. Rates and Specials are subject to change. Checking, Savings, and Money Market accounts are variable rate accounts. Rates may change after an account is open. Fees may reduce earnings. 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Not available for public fund customers.
Offer: 0% for bal. <$1,000; $1,000 daily balance required to earn the APY disclosed. Variable rate account; rates may change after account is open. Fees may reduce earnings.
0.70% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Central Prestige MMDA Balance APY $1,000 – $10,000 0.70% $10,000 – $50,000Your amount 0.75% $50,000 – $250,000 0.95% $250,000 – $1,000,000 1.16% $1,000,000 and up 1.26% Rate checked
More details - The Bank of TescottExecutive Money MarketExecutive Money Market · $0 min · 0.32%–1.13% by balance
Bank · 2 branches
0.47%APY$47 a year on $10,0000.32% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Executive Money Market Balance APY Up to $10,000 0.32% $10,000 – $50,000Your amount 0.47% $50,000 – $100,000 0.64% $100,000 – $150,000 0.72% $150,000 – $200,000 0.80% $200,000 – $500,000 0.96% $500,000 and up 1.13% Rate checked
More details - The Bank of TescottLegacy Money MarketLegacy Money Market · $500 min · 0.32%–1.13% by balance
Bank · 2 branches
0.47%APY$47 a year on $10,000Requirements
Product: Avoid the $10 minimum balance fee by maintaining a $500 minimum daily balance or $2,500 average balance.
Offer: Avoid the $10 minimum balance fee by maintaining a $500 minimum daily balance or $2,500 average balance.
0.32% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Legacy Money Market Balance APY Up to $10,000 0.32% $10,000 – $50,000Your amount 0.47% $50,000 – $100,000 0.64% $100,000 – $150,000 0.72% $150,000 – $200,000 0.80% $200,000 – $500,000 0.96% $500,000 and up 1.13% Rate checked
More details - Credit Union of AmericaBalance Boost AccountBalance Boost Account · $100 min · 0.30%–3.00% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Interest is paid at tier rates on balances within each tier (blended rate). Total interest paid is the sum from each tier. Dividends paid monthly. No minimum balance requirement to earn interest.
Offer: Interest paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. Dividends paid monthly.
2.96% interest rate · Effective May 5, 2026
Rate by balance
Rate by balance for Balance Boost Account Balance APY Up to $2,500 3.00% $2,500 – $5,000 0.75% $5,000 – $15,000Your amount 0.45% $15,000 – $25,000 0.40% $25,000 – $50,000 0.35% Over $50,000 0.30% Rate checked
More details - Equity BankRewards Money MarketRewards Money Market · $1,000 min · 0.30%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.50% Rate checked
More details - Equity BankPerks Plus Money MarketPerks Plus Money Market · $1,000 min · 0.30%–2.25% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Perks Plus Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Perks Plus Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.25% Rate checked
More details - Great Plains FCUMoney Market Share Draft AccountMoney Market Share Draft Account · $2,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Earns interest compounded monthly on balances of $2,500 or more. No dividend earned if balance drops below $2,500 at any time during the month. Limited to 6 transactions per month.
Offer: Minimum balance required to earn dividends. No dividend earned if account balance drops below $2,500 at any time during the month.
Compounded monthly · Effective Sep 16, 2025
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Avoid monthly service charges by maintaining a $1,000 average daily balance. Interest is compounded daily and credited on the last day of each calendar month. Transaction limits apply.
Offer: Daily balance below $999.99 earns 0.00% APY.
0.00% interest rate · Compounded daily · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Select Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.40% $100,000 – $200,000 0.65% $200,000 and up 1.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Salina, KS
25 accounts at 9 banks and credit unions · checked Oct 16–17
- Typical
- 0.30%
- Top 10% from
- 3.21%
- Banks, typical
- 0.39%
- Credit unions, typical
- 0.15%
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Salina, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Credit Union of AmericaCredit union · 1 branch
- Capitol FederalBank · 1 branch
- UMB BankBank · 1 branch