Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hammond, IN
- 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires direct deposits totaling at least $2,000 going into an Everwise consumer checking account (excluding HSAs) under the same membership during the prior dividend period. Dividends are paid automatically for the first 2 dividend periods from account opening; after that, non-qualifying periods earn 0.00%.
Offer: No minimum balance required. Direct deposits totaling $2,000+ monthly to an Everwise checking account required to earn dividends after initial 2 periods.
Qualified rate · 2.96% interest rate · No monthly fee
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Everwise Credit UnionPremium Money MarketPremium Money Market · $0 min · 0.75%–1.26% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered dividend structure. No term commitment.
Offer: Balance required to earn dividends: Less than $100,000.
0.75% interest rate
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $100,000Your amount 0.75% $100,000 and up 1.26% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCS)Daily Cash Account (DCS) · $2,500 min · 0.20%–0.90% by balance
Credit union · 1 branch
0.44%APY$44 a year on $10,000Requirements
Product: Dividends calculated by daily balance method applying a daily periodic rate to the principal each day. Minimum daily balance required to obtain the APY. No more than 6 preauthorized, automatic, or telephone transfers per month, with no more than 3 transfers by check, draft, or debit card to a third party.
0.20% interest rate · Effective May 1, 2025
Rate by balance
Rate by balance for Daily Cash Account (DCS) Balance APY $2,500 – $5,000 0.20% $5,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.44% $25,000 – $50,000 0.64% $50,000 and up 0.90% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCA)Savings · $2,500 min · 0.20%–0.90% by balance
Credit union · 1 branch
0.44%APY$44 a year on $10,000Requirements
Product: No minimum balance, no penalties or fees for withdrawals. Earns tiered rates on balances of $2,500 or more. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate by balance
Rate by balance for Daily Cash Account (DCA) Balance APY $2,500 and up 0.20% $5,000 and up 0.20% $10,000 and upYour amount 0.44% $25,000 and up 0.64% $50,000 and up 0.90% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - First Savings Bank of HegewischPremier Money Market AccountPremier Money Market Account · $1,500 min · 0.20%–0.40% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Rates can change daily. Daily compounding. Rate is subject to change after account opening. The APY for each tier will be earned on the full balance in the account. $1,500 average balance to avoid $10.00 monthly fee.
Offer: 1st Tier. $1,500 average balance to avoid $10.00 monthly fee. Rates can change daily, Daily compounding.
0.20% interest rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $1,500 and up 0.20% $7,500 and upYour amount2nd Tier. 0.25% $15,000 and up3rd Tier. 0.35% $25,000 and up4th Tier. 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends are calculated daily, compounded and paid quarterly. Three free withdrawals per month, then $5.00 fee per additional withdrawal.
0.15% interest rate · No monthly fee · Effective Sep 30, 2023
Rate checked
More details - Everwise Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $5 balance required to maintain membership.
Offer: Balance required to earn dividends: Less than $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.05% $10,000 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Goal-based savings account.
Offer: Balance required to earn dividends: Less than $2,500.
0.00% interest rate
Rate by balance
Rate by balance for Choice Savings Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.05% $10,000 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account required to keep REGIONAL membership current ($5.00 minimum balance). Earns interest on balances over $200. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Custom named savings account for specific goals. Earns interest on balances over $200. No minimum balance requirement. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hammond, IN
26 accounts at 9 banks and credit unions · checked Oct 6–16
- Typical
- 0.10%
- Top 10% from
- 2.88%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.15%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
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