Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Rockford, IL
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 4 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - First Community Credit UnionAdvantage Money MarketAdvantage Money Market · 0.32%–0.57% by balance
Credit union · 2 branches
0.37%APY$37 a year on $10,000Requirements
Product: Tiered dividend rates reward higher balances. Up to 6 fee-free withdrawals per month, $3.00 per excessive withdrawal thereafter.
Offer: Minimum balance to earn APY: Less than $10,000
0.32% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $10,000 0.32% $10,000 – $49,999Your amount 0.37% $50,000 – $99,999 0.47% $100,000 – $249,999 0.52% $250,000 and up 0.57% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - First Northern Credit UnionShare Savings & Special Purpose Savings AccountsSavings · $5 min
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields for share savings are declared quarterly by the Board of Directors; dividends are paid retroactively based on earnings for the period. The dividend yield listed is for the period ending 9/30/2026. No monthly maintenance fee. During any month, no more than six withdrawals or transfers to another credit union account or a third party by preauthorized, automatic, or computer transfer or telephonic order or instruction; no more than three of the six may be by check, draft, or similar order. Exceeding limits may incur an over transaction volume limit fee or account closure. Inactive Account fee $9.00/month after 90+ days inactivity for members with only a Share Savings Account and average daily balance under $500. Early closure of membership account $15.00 if closed within 90 days of opening.
Offer: Balance $5 - $2,499.99. Must maintain the minimum average daily balance requirement to obtain the disclosed APY.
No monthly fee
Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 4 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Connexus Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.00%–3.01% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000. Must maintain a minimum daily balance of $1,000 to earn dividends/APY. Up to 4 fee-free withdrawals or transfers per month.
0.00% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.25% $20,000 – $100,000 1.95% $100,000 – $250,000 2.05% $250,000 – $500,000 2.25% $500,000 – $1,000,000 2.50% $1,000,000 and up 3.01% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
Offer: A $25 minimum deposit is required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account.
0.15% interest rate · Effective Jan 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with MembersAlliance CU. Dividends compounded daily.
0.15% interest rate · Compounded daily · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - First Northern Credit UnionMoney Market YieldMoney Market Yield · $0 min · 0.10%–1.75% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain the minimum average daily balance to obtain the disclosed APY. Yields declared quarterly by the Board of Directors; dividends paid retroactively based on earnings. Listed APYs are for the period ending 2026-06-30. No monthly maintenance fee if minimum average daily balance is met ($25,000). Up to 6 withdrawals/transfers per month; no more than 3 of those by check, draft, or similar order. 0.25% APR rate discount on auto loans or Home Equity Loans with this account; some restrictions; does not include discounts on promotional rates.
Offer: APY for $0–$24,999.99. This balance is below the $25,000 ADB required to avoid the $15 monthly minimum-balance fee and to obtain the disclosed APY; $20 annual fee if average annual daily balance falls below the required minimum.
$15 monthly fee
Rate by balance
Rate by balance for Money Market Yield Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000APY for $25,000–$49,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.40% $50,000 – $100,000APY for $50,000–$99,999.99. $15 monthly fee if ADB falls below $25,000 during a statement cycle; Must maintain minimum ADB to obtain disclosed APY. 1.65% $100,000 and upAPY for $100,000 and above. $15 monthly fee if ADB falls below $25,000 during a statement cycle; $20 annual fee if average annual daily balance falls below the required minimum for the year. Must maintain minimum ADB to obtain disclosed APY. 1.75% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Rockford, IL
47 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.76%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Rockford, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rock Valley Credit UnionCredit union · 2 branches
- Illinois State Credit UnionCredit union · 1 branch
- UMB BankBank · 4 branches