Best high-yield savings rates

Requirements

Product: No minimum balance or deposit requirements. Dividends compounded monthly.

Offer: Dividends compounded monthly. No monthly maintenance fee.

Requirements

Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).

Offer: Standard rate for any balance without relationship rate qualification.

Requirements

Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).

Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.

Requirements

Product: Retains active membership at CapEd.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Offer: Dividends calculated by daily average balance method.

Requirements

Product: Holds member-owner share with the credit union. Membership open to those who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington.

Offer: Must maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. Dividends calculated by daily average balance method.

Requirements

Product: Share savings account included with membership. No monthly service fees; must maintain a $5 minimum balance to keep account open. Balances greater than $25 earn dividends.

Offer: Minimum $25.00 balance required to earn dividend. $5 minimum balance required to open and keep account open.

Requirements

Product: Additional savings account with no minimum balance requirements to save for specific purposes. Balances greater than $25 earn dividends.

Offer: Minimum $25.00 balance required to earn dividend.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Bundled with and requires a High Yield Checking account. Limit one account per Social Security number.

Offer: Qualifications not met.

Requirements

Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.

Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.

Requirements

Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.