Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wilmington, DE
- Barclays Bank DelawareBarclays Tiered SavingsSavings · $0 min · 3.50%–3.65% by balance
Bank · 1 branch
3.50%APY$350 a year on $10,000Requirements
Product: Maximum balance limit of $1,000,000 per account. Maximum of 3 open Tiered Savings accounts per customer. Accounts that maintain a zero balance for 6 months will automatically close.
No monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Barclays Tiered Savings Balance APY Up to $10,000 3.50% $10,000 – $25,000Your amount 3.50% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $250,000 3.50% $250,000 – $1,000,000 3.65% Rate checked
More details - 3.20%APY$320 a year on $10,000
Requirements
Product: Must maintain a minimum balance that would earn at least $0.01 for interest to post.
No monthly fee
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: To qualify for an HSBC Premier Relationship Savings account, you need to maintain an U.S. HSBC Premier relationship. Account is not available to business customers.
Offer: Relationship APY on balances of $1 or more when eligibility requirements are met. APYs are variable and subject to change after opening.
Qualified rate
Rate checked
More details - Franklin Mint Federal Credit UnionPOWER SavingsSavings · $0 min · 0.10%–3.00% by balance
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: No minimum balance requirement. Free unlimited deposits. One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
Offer: One free monthly withdrawal; $25 fee for each additional monthly withdrawal.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for POWER Savings Balance APY Up to $5,000 0.10% $5,000 – $10,000 1.50% $10,000 and upYour amount 3.00% Rate checked
More details - Cross RiverI Connect/E Connect Tiered SavingsSavings · $0 min · 1.75%–3.40% by balance
Bank · 1 branch
2.55%APY$255 a year on $10,0001.74% interest rate · No monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for I Connect/E Connect Tiered Savings Balance APY Up to $10,000 1.75% $10,000 – $50,000Your amount 2.55% $50,000 – $250,000 3.10% $250,000 – $1,000,000 3.25% $1,000,000 and up 3.40% Rate checked
More details - Artisans' BankPremier Money Market AccountPremier Money Market Account · $5,000 min · 0.00%–2.50% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Account requires an opening deposit of $5,000.00 and a minimum balance of $5,000.00 to earn interest. Avoid $15 monthly service charge with minimum daily balance of $5,000.00.
Offer: Tier applies for balances under $5,000.
0.00% interest rate · $15 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $5,000 0.00% $5,000 – $10,000 2.50% $10,000 – $25,000Your amount 2.50% $25,000 – $50,000 2.50% $50,000 – $75,000 2.50% $75,000 – $100,000 2.50% $100,000 and up 2.50% Rate checked
More details - WSFS BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.05%–4.00% by balance
Bank · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: Personal accounts only. Restricted to Private Banking clients and individuals residing in Pennsylvania, Delaware, or New Jersey. Limit of six preauthorized withdrawals or transfers per month or statement cycle.
Offer: Personal accounts only. Restricted to Private Banking clients residing in PA, DE, or NJ.
0.05% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 2.25% $100,000 – $500,000 3.75% $500,000 and up 4.00% Rate checked
More details - 1.75%APY$175 a year on $10,000
1.74% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Personal Accounts only. Fees assessed to accounts may reduce earnings. APY is subject to change at any time.
Offer: Personal Accounts only. Fees may reduce earnings. APY is subject to change at any time.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Featured Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 3.00% Rate checked
More details - Franklin Mint Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded daily and posted monthly. Variable rates subject to change. Unlimited transactions and check writing ability. $10 monthly fee waived if minimum balance of $1,000 is maintained.
Offer: Variable dividend rate. $10 monthly fee applies if average daily balance falls below $1,000.
0.40% interest rate · Compounded daily · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.60% $50,000 – $99,999 0.70% $100,000 – $499,999 0.80% $500,000 and up 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · No monthly fee · Effective Dec 17, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership requires purchasing 1 share ($5.00 par value). Maintain at least $5.00 primary savings balance to remain in good standing. Compounded and credited monthly.
Offer: Minimum balance required to earn APY is $100.00.
Effective Sep 1, 2026
Rate checked
More details - WSFS BankMoney Market AccountMoney Market Account · $100 min · 0.03%–0.25% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Personal accounts only. Minimum opening deposit is $100. $12 monthly maintenance charge waived by maintaining a minimum daily savings balance of $5,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle.
Offer: Personal accounts only.
0.03% interest rate · $12 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.03% $5,000 – $10,000 0.03% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wilmington, DE
42 accounts at 15 banks and credit unions · checked Oct 6–22
- Typical
- 0.09%
- Top 10% from
- 2.55%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches