Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in San Francisco, CA
- 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership; Patelco deposits $1 into savings account.
0.05% interest rate · No monthly fee · Effective Jan 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Rates vary by tier and apply to the full balance. To attain higher rates, account requires a Patelco checking account (opened under the same Member Number) with recurring monthly deposits of $500 or more. If eligibility requirements are not met, account earns a lower default rate of 0.05% APY. New accounts earn tiered rates automatically for opening month and 2 months following. No monthly fee and no minimum balance requirements.
Offer: Default/fallback rate when checking account deposit requirement is not met (No).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - The Police Credit UnionTiered SavingsSavings · $500 min · 0.05%–1.01% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly service or maintenance fees.
Offer: Minimum opening deposit is $500 (or $2,500 per general schedule terms). Dividend Rate and APY are based on the entire daily balance. Dividends compounded and credited monthly.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.05% $15,000 – $50,000 0.50% $50,000 and up 1.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member of The Police Credit Union; requires purchasing five shares ($25.00 par value). No monthly service or maintenance fees.
Offer: Must maintain at least $25.00 each day to obtain disclosed APY. Dividends compounded and credited monthly.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A savings account is required to establish ILWU Credit Union membership. Dividends accrue daily and are paid quarterly. Minimum balance of $250 required to earn dividends.
Offer: Minimum balance of $250.00 required to earn dividends.
No monthly fee · Effective May 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $1,500 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance.
0.05% interest rate · Compounded daily · $15 monthly fee
Rate by balance
Rate by balance for Value Savings Balance APY $1,500 and upYour amount 0.05% $50,000 and up 0.10% Rate checked
More details - Metropolitan BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.50% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Tiered market rate of interest compounded daily, paid monthly. Limited check-writing convenience. Maximum 6 preauthorized withdrawals, online transfers, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month. $10.00 service charge for each item in excess of 6 per month. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
Offer: Interest compounded daily, paid monthly. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% $150,000 and up 0.50% $250,000 and up 0.50% $350,000 and up 0.50% $500,000 and up 0.50% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Provident Credit UnionProvident Savings AccountSavings · $5 min · 0.03%–0.08% by balance
Credit union · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Basic savings account for all Provident members. Required for Provident Credit Union membership. Can be used as an overdraft source for Provident Checking accounts.
0.03% interest rate
Rate by balance
Rate by balance for Provident Savings Account Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - Provident Credit UnionSecondary SavingsSavings · $5 min · 0.03%–0.08% by balance
Credit union · 2 branches
0.03%APY$3 a year on $10,0000.03% interest rate
Rate by balance
Rate by balance for Secondary Savings Balance APY Up to $25,000Your amount 0.03% $25,000 and up 0.08% Rate checked
More details - 0.03%APY$3 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
Qualified rate · 0.03% interest rate · $4.50 monthly fee
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 2 branches
0.02%APY$2 a year on $10,000Requirements
Product: Variable-rate account. $100.00 minimum deposit required to open. Check writing privileges included. $10.00 Monthly Maintenance Fee, avoidable by maintaining a daily Ledger Balance of $1,000.00 or more during a calendar month.
Offer: Variable rate; APY accurate as of 10/16/2026. $10.00 monthly maintenance fee avoidable with a daily ledger balance of $1,000.00 or more during a calendar month.
$10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA
91 accounts at 33 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.79%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.10%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches