Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wooster, OH metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 4 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 4 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.85%APY$285 a year on $10,000with conditions
Requirements
Product: Must have personal checking account and debit card. Maintain at least $5,000 in Relationship Savings and $10,000 total across all deposit accounts as of 12 a.m. on the first of the month. Limited to one account per personal tax ID. No minimum balance fees.
Offer: Qualifications met: Requires personal checking account, debit card, minimum average daily balance of $5,000 in Relationship Savings, and $10,000 total balance across all deposit accounts as of 12 a.m. on the first of that month. Paid monthly.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - 2.43%APY$243 a year on $10,000
Requirements
Product: No rate tiers; no monthly maintenance fees; no minimum balance to open account.
2.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Wayne County Community Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 1.75%–2.25% by balance
Credit union · 3 branches
1.75%APY$175 a year on $10,000Requirements
Product: Dividends are calculated by the daily balance method and paid monthly. A balance of $2,000 or more is required to earn dividends. Members using multiple financial services may be eligible for higher Reward Rates.
Offer: Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
1.74% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $10,000 1.75% $10,000 – $25,000Your amount 1.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - The Apple Creek Banking CompanyMoney MarketMoney Market · $25 min · 0.15%–2.25% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: The Apple Creek Banking Company reserves the right to limit accounts and annual percentage yield to customers within the bank's market area and to limit accounts for financial institutions. Fees may reduce earnings. Rate information is for open accounts only.
0.15% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.15% $2,500 – $9,999 0.25% $10,000 – $99,999Your amount 1.00% $100,000 – $499,999 1.75% $500,000 – $2,499,999 2.25% $2,500,000 and up 0.15% Rate checked
More details - The Apple Creek Banking CompanyCore Money MarketCore Money Market · $25 min · 0.15%–2.25% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: The Apple Creek Banking Company reserves the right to limit accounts and annual percentage yield to customers within the bank's market area and to limit accounts for financial institutions. Fees may reduce earnings. Rate information is for open accounts only.
0.15% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Core Money Market Balance APY Up to $2,499 0.15% $2,500 – $9,999 0.25% $10,000 – $99,999Your amount 1.00% $100,000 – $499,999 1.75% $500,000 – $2,499,999 2.25% $2,500,000 and up 0.15% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - The Apple Creek Banking CompanyCore SavingsSavings · $25 min · 0.15%–0.75% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. Unlimited in-person withdrawals and free quarterly paper statements. $7.50 monthly net service charge if balance falls below $750.00 at any time during the statement cycle. Bank reserves right to limit accounts/APY to customers within market area and limit accounts for financial institutions. Fees may reduce earnings.
Offer: $7.50 monthly net service charge if balance falls below $750.00 at any time during the statement cycle.
0.15% interest rate · Compounded daily · $7.50 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Core Savings Balance APY Up to $2,499 0.15% $2,500 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.55% $25,000 and up 0.75% Rate checked
More details - The Apple Creek Banking CompanyPremier SavingsSavings · $25 min · 0.15%–0.75% by balance
Bank · 3 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest compounded and credited monthly. Free quarterly paper statements, unlimited in-person withdrawals. Optional ATM card subject to approval. $7.50 monthly service charge if balance falls below $750 at any time during statement cycle; no monthly service charge for customers under 18 or 62 and older. Bank reserves right to limit accounts/APY to customers within market area and limit accounts for financial institutions. Fees may reduce earnings.
Offer: No monthly service charge if balance is $750 or above, or if customer is under 18 or 62 and older; otherwise $7.50 monthly service charge applies if balance falls below $750 at any time during statement cycle.
0.15% interest rate · $7.50 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $2,499 0.15% $2,500 – $4,999 0.25% $5,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.55% $25,000 and up 0.75% Rate checked
More details - Directions Credit UnionMoney Management AccountSavings · $2,500 min · 0.30%–0.85% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate; designed for higher dividends while maintaining liquidity. Minimum opening deposit: $5. Monthly service fee: $0. Minimum balance to receive dividends: $2,500. Dividends compounded monthly.
Offer: Minimum balance to receive dividends: $2,500
0.30% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $75,000 0.40% $75,000 – $100,000 0.65% $100,000 and up 0.85% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Variable rate. Monthly maintenance charge of $5.00 if balance falls below $100.00 on any day during the statement cycle (waived during first 30 days of opening, or if under 24 years old or 50 years or older). Accounts with balances below $10.00 subject to closure. Compounded quarterly.
Offer: Minimum balance to earn interest is $10.00. $5 monthly maintenance charge if balance falls below $100.00 (waived for under age 24 or 50+). Compounded quarterly.
0.25% interest rate · Compounded quarterly · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wooster, OH metro
45 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Wooster, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Directions Credit UnionCredit union · 1 branch
- EverenceCredit union · 1 branch
- Wayne County Community Federal Credit UnionCredit union · 3 branches