Wayne County Community Federal Credit Union Savings & Money Market Rates

How Wayne County Community Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Wooster, OH, where Wayne County Community Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Wayne County Community Federal Credit Union
1.75%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$175
Money Market Accounts
Top rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates
2nd-highest rate
Everence
2.85%APY
Requires
Another account
Minimum
$5,000
Earns on $10,000 a year
$285
Everence rates

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Savings score

Higher than 81% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0001.75%
$100,000 balance$100,0002.25%
QualifiedQualified1.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Wayne County Community Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market Accounts

Up to 1.75%APY

Dividends are calculated by the daily balance method and paid monthly. A balance of $2,000 or more is required to earn dividends. Members using multiple financial services may be eligible for higher Reward Rates.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $10,000Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.	1.75%	—	Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
$2,000 – $10,000Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.	0.10%	—	Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.
$10,000 – $25,000Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.	1.75%	$175	Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
$10,000 – $25,000Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.	0.10%	$10	Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.
$25,000 – $50,000Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.	2.00%	—	Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
$25,000 – $50,000Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.	0.15%	—	Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.
$50,000 – $100,000Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.	2.00%	—	Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
$50,000 – $100,000Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.	0.15%	—	Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.
$100,000 and upCalculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.	2.25%	—	Calculated by daily balance method; paid monthly. Balances under $2,000 do not earn dividends.
$100,000 and upCalculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.	0.25%	—	Calculated by daily balance method; paid monthly. Minimum balance of $2,000 required to earn dividends.

Sources (3)

All captured Sep 17, 2026

Share Savings Account

0.05%APY$5 to open

Minimum $5 balance required at all times to maintain membership. Rate is based on Average Daily Balance (ADB); an ADB of $25 or more is required for interest to be paid. Members using multiple financial services with WCCFCU may be eligible for higher APR and APY.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$25 and upMembers using multiple financial services with WCCFCU may be eligible for higher APR and APY. Rate based on Average Daily Balance (ADB) of $25 or more.$25 and up	0.05%	$5	Members using multiple financial services with WCCFCU may be eligible for higher APR and APY. Rate based on Average Daily Balance (ADB) of $25 or more.

Sources (3)

All captured Oct 6, 2026

Who can join Wayne County Community Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Anyone who lives, works, worships, or attends school in Wayne County, Ohio is eligible for membership.

Family and household

Immediate family members (sibling, parent, child, or spouse) of a current Wayne County Community Federal Credit Union member are eligible for membership.

Cost to join

A $5 initial deposit is required to open a savings account and establish a membership share.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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