Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Whitewater, WI metro
- Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 3 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Prize-linked savings account open to Wisconsin, Illinois and Minnesota residents only. Fiduciary and business accounts are not eligible. Only one account per SSN. Members earn sweepstakes entries for every $25 saved month-over-month (up to 6 entries/month, 18/quarter, 72/year). Withdrawals and closing account impact entries.
Offer: Open to WI, IL, and MN residents only. Fiduciary and business accounts are not eligible.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee. Includes unlimited in-person withdrawals and up to 6 non-in-person/online withdrawals per month ($0.50 per additional withdrawal).
Offer: Compounded quarterly. Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee.
Compounded quarterly · $1 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - Educators CUHigh Yield Money MarketHigh Yield Money Market · $1,000 min · 0.06%–0.19% by balance
Credit union · 1 branch
0.11%APY$11 a year on $10,000Requirements
Product: Regular account minimum deposit is $1,000. $10 monthly fee for daily balances below $1,000. Rates will not change until the next tier is reached.
Offer: Balance <$2,500. $10 fee per month for daily balances below $1,000.
0.06% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.06% $2,500 – $10,000 0.08% $10,000 – $25,000Your amount 0.11% $25,000 – $50,000 0.14% $50,000 and up 0.19% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if average daily collected balance is at least $1,000.00; otherwise $6.00 monthly service charge per statement cycle.
Offer: Monthly fee of $6.00 waived if average daily collected balance is at least $1,000.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends paid quarterly on balances of $100 and greater in the account.
Offer: Min Required to Earn Stated APY is $100.00. Low $5.00 minimum balance.
0.10% interest rate · Effective Dec 31, 2025
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More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Min Required to Earn Stated APY is $100.00.
0.10% interest rate · Effective Dec 31, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No minimum balance. Dividends paid quarterly on balances of $100.00 and greater in the account. Cash deposited from September to May is locked up for summer.
Offer: Min Required to Earn Stated APY is $100.00.
0.10% interest rate · Effective Dec 31, 2025
Rate checked
More details - Fort Community Credit UnionMoney FundMoney Fund · $2,500 min · 0.08%–1.51% by balance
Credit union · 1 branch
0.08%APY$8 a year on $10,000Requirements
Product: Rates effective as of 2026-10-01. Minimum opening deposit $2,500. Monthly fee $5, waived if monthly balance exceeds $2,500. Dividends compounded monthly.
Offer: Minimum balance to earn APY $2,500.
0.08% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Fund Balance APY $2,500 and upYour amount 0.08% $15,000 and up 0.50% $50,000 and up 1.00% $100,000 and up 1.26% $200,000 and up 1.51% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Represents one share and member-ownership in Educators Credit Union. Dividends are earned when balance is $100 or more.
Offer: Minimum amount of $100 is the minimum account balance to earn dividends/interest.
0.06% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Whitewater, WI metro
67 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.37%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.35%
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Whitewater, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 1 branch
- UW Credit UnionCredit union · 1 branch
- Blackhawk Community Credit UnionCredit union · 1 branch