Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Waterloo, IA metro
- Empeople Credit UnionQuick Silver Money Market AccountQuick Silver Money Market Account · $5,000 min · 0.45%–3.00% by balance
Credit union · 6 branches
0.55%APY$55 a year on $10,000Requirements
Product: Account opening deposit not required. Fees may reduce earnings on this account.
Offer: Level 1
0.45% interest rate
Rate by balance
Rate by balance for Quick Silver Money Market Account Balance APY $5,000 – $10,000 0.45% $10,000 – $20,000Your amount 0.55% $20,000 – $50,000 1.40% $50,000 – $75,000 1.45% $75,000 – $100,000 1.50% $100,000 – $250,000 2.40% $250,000 – $500,000 2.90% $500,000 and up 3.00% Rate checked
More details - Heartland Bank and Trust CompanyCapital Money MarketCapital Money Market · $10,000 min · 0.01%–2.27% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Capital Money Market Balance APY Up to $10,000 0.01% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.51% $100,000 – $500,000 2.02% $500,000 and up 2.27% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - Community Choice Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.40%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: $10,000.00 minimum deposit required to open the account. $10,000.00 minimum average daily balance required to earn interest. Each tier applies to both consumer and business accounts. Rates are subject to change after the account is opened. Fees could reduce earnings.
Offer: Minimum average daily balance of $10,000.00 required to earn interest.
0.40% interest rate · Effective Jun 6, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $150,000 0.55% Over $150,000 0.65% Rate checked
More details - First Security State BankPlatinum Money Market AccountPlatinum Money Market Account · $5,000 min · 0.40%–1.05% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: Variable tiered interest rate. $6 monthly maintenance fee applies if balance falls below the $5,000 minimum. Fees may reduce earnings. Variable rates subject to change after account opening.
Offer: $6 maintenance fee if balance falls below minimum; variable rates subject to change after account opening; fees may reduce earnings.
0.40% interest rate · $6 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Platinum Money Market Account Balance APY $5,000 – $14,999Your amount 0.40% $15,000 – $49,999 0.45% $50,000 – $99,999 0.90% $100,000 – $249,999 1.00% $250,000 and up 1.05% Rate checked
More details - First Security State BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–1.00% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000intro rateRequirements
Product: Variable tiered interest rate. $10 monthly maintenance fee applies if balance falls below the $1,000 minimum. Fees may reduce earnings. Variable rates subject to change after account opening.
Offer: $10 maintenance fee if balance falls below minimum; variable rates subject to change after account opening; fees may reduce earnings.
Promotional rate · 0.35% interest rate · $10 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $24,999Your amount 0.35% $25,000 – $99,999 0.60% $100,000 and up 1.00% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - Green Belt Bank & TrustMoney Market Prime AccountMoney Market Prime Account · $100 min · 0.10%–1.00% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Monthly compounding. Rates may change after opening. Fees may reduce earnings.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Prime Account Balance APY Up to $4,999 0.10% $5,000 – $24,999Your amount 0.30% $25,000 – $99,999 0.30% $100,000 – $249,999 0.50% $250,000 – $999,999 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Variable rate account; the rate may change after the account is opened. Available in service areas of Bremer, Black Hawk, Wright, and surrounding counties in Iowa.
Offer: Variable rate account. Rate applies to balances <$4,999.99.
0.15% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000 0.50% $100,000 – $250,000 1.10% $250,000 and up 1.75% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Daily interest deposit share savings account. Dividends are compounded monthly. Withdrawal of earnings could reduce APY.
Offer: Minimum balance to earn dividend is $50. Dividends compounded monthly.
0.25% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends are compounded monthly. Withdrawal of earnings could reduce APY.
Offer: Minimum balance to earn dividend is $50. Dividends compounded monthly.
0.25% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2.50 monthly maintenance service charge is waived if a $100.00 (or greater) average daily balance is maintained for the month or for individuals under 23 years of age.
Offer: Interest compounded quarterly. Minimum daily balance of $0.01 to obtain APY. Monthly fee waived with $100 average daily balance or if owner is under 23 years of age.
0.25% interest rate · Compounded quarterly · $2.50 monthly fee · Effective Jun 24, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded quarterly. Withdrawal of earnings could reduce APY.
Offer: Minimum balance to earn dividend is $100. Dividends compounded quarterly.
0.20% interest rate · Compounded quarterly · Effective Jun 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waterloo, IA metro
75 accounts at 23 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.39%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Waterloo, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- CFCCUCredit union · 3 branches
- Empeople Credit UnionCredit union · 6 branches