Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Washington, DC-VA-MD-WV metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Can be opened at any time by members. Average daily balance of at least $100 to earn dividends. Quarterly dividends.
0.05% interest rate
Rate checked
More details - Lafayette Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.00%–0.30% by balance
Credit union · 12 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly or minimum balance fees. Plus the cost of checks.
Offer: Plus the cost of checks.
0.00% interest rate · No monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.05% $25,000 – $149,999 0.15% $150,000 and up 0.30% Rate checked
More details - AFL-CIO Employees Federal Credit UnionRegular Share Savings AccountSavings · $100 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Rate is subject to change without advance notice.
Offer: Minimum to earn APY is $100.01. Annual Balance Range: Over $5. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate checked
More details - American Broadcast Employees FCUShare (Savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $5 and a one-time $2 membership fee (or minimum deposit $7.00). Family and household members are also eligible for membership. Rate accurate as of 9/14/26.
Effective Sep 14, 2026
Rate by balance
Rate by balance for Share (Savings) Balance APY $100 – $100,000Your amount 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 initial deposit becomes your share in the credit union. Inactive account fee of $5 if no activity in 12 consecutive months; low balance fee of $2/month if below $5.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $5 opening deposit to establish credit union membership. Earns monthly dividends calculated on average daily balance when maintaining a balance over $100.
0.05% interest rate · Effective Dec 5, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100.00 daily balance required to avoid $2.00 monthly service charge. Limit of 3 withdrawals per month (excluding ATM withdrawals), $1.00 fee per excess withdrawal. $5 fee for paper statements (eStatements free).
Offer: Minimum balance of $0.01 to obtain stated APY. $100 daily balance required to avoid $2.00 monthly service charge.
0.05% interest rate · $2 monthly fee · Effective Feb 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Rate applied to the entire daily balance when monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 21, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionShare Savings AccountSavings · $5 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Initial funding amount of $5.00 remains on hold until the overall account is closed. Limited to 6 withdrawals per month under Federal Regulation D.
0.05% interest rate · No monthly fee · Effective Mar 11, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $50 minimum initial deposit plus a $5 one-time membership fee. Must maintain at least $50 in regular shares (par value of one share) to maintain membership. Dividends calculated daily, compounded and paid quarterly. $2.00 monthly fee if regular share account falls below $50 par value.
0.05% interest rate · Effective Dec 1, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Rates valid through 2026-08-31.
Offer: Rate applies to daily balance of at least $1,000.
Promotional rate · 0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends are compounded and credited quarterly. Must be opened with a minimum $5 deposit; must maintain a minimum $100 balance to earn advertised APY.
Offer: Must maintain a minimum $100 balance to earn advertised APY. Minimum $5 deposit to open. (Table displays Minimum to Open $0, footnote specifies $5 minimum deposit to open).
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of credit union membership. Dividends compounded and credited quarterly. No monthly maintenance fee.
Offer: Must maintain a minimum $100 balance to earn the advertised APY. Minimum $5 deposit required to open.
0.05% interest rate · No monthly fee
Rate checked
More details - Andrews Federal Credit UnionOnline Savings AccountSavings · $0 min · 0.05%–5.00% by balance
Credit union · 7 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Must be opened through online or mobile banking (Digital Banking). Dividends credited and compounded monthly. Maximum balance is $250,000. Limit one per member with promotional rate.
Offer: Promotional rate on first $1,000.
Promotional rate · 4.89% interest rate · Compounded monthly
Rate by balance
Rate by balance for Online Savings Account Balance APY Up to $1,000 5.00% Over $1,000Your amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Base rate applied to entire balance if monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 22–24
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches