Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Toledo, OH metro
- 3.95%APY$395 a year on $10,000
Requirements
Product: Minimum balance to open $100.00. Requires direct deposit, payroll deduction, or automatic transfer of at least $10.00/week.
Offer: Term account allowing continuous deposits. APY based on CD rate schedule.
3.89% interest rate · Effective Oct 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 27 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 27 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Buckeye State BankBuckeye Money Market CheckingBuckeye Money Market Checking · $50 min
Bank · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Monthly service fee waived for the first month for funding; after that, $50 monthly service fee if balance falls below $25,000. Compounded and credited monthly.
Offer: 3.00% APY on all balances. $50 monthly fee waived for the first month and when maintaining a balance of $25,000 or more.
$50 monthly fee · Effective Jun 1, 2026
Rate checked
More details - 2.75%APY$275 a year on $10,000with conditions
Requirements
Product: Requires a linked Buckeye Advantage Member (BAM) checking account. Limit 1 account per primary account holder's SSN. $30 early closing fee if closed within 180 days of opening.
Offer: Qualifying rate when BAM checking qualifications are met (12 debit card purchases, enrolled and logged into online banking, and enrolled in e-Statements per Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Apr 1, 2026
Rate by balance
Rate by balance for Buckeye Advantage Saver Balance APY Up to $35,000Your amount 2.75% Over $35,000 1.78% Rate checked
More details - 2.43%APY$243 a year on $10,000
Requirements
Product: No rate tiers; no monthly maintenance fees; no minimum balance to open account.
2.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - UTFCUMoney Market AccountMoney Market Account · $2,500 min · 2.02%–2.53% by balance
Credit union · 3 branches
2.27%APY$227 a year on $10,000Requirements
Product: Minimum balance to earn dividends is $2,500.
2.00% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 2.02% $10,000 – $50,000Your amount 2.27% $50,000 – $100,000 2.43% $100,000 and up 2.53% Rate checked
More details - Superior Credit UnionMoneyMax Money Market AccountsMoneyMax Money Market Accounts · $2,500 min · 0.00%–2.75% by balance
Credit union · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: Minimum balance to open MoneyMax account is $2,500.00. Dividends compounded and credited monthly. Balance method based on average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for MoneyMax Money Market Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 2.25% $25,000 – $100,000 2.50% $100,000 and up 2.75% Rate checked
More details - 2.17%APY$217 a year on $10,000
2.15% interest rate · Effective Dec 1, 2025
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa checking account.
Offer: When qualifications are met on linked Kasasa checking account.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.00% $50,000 and up 0.50% Rate checked
More details - The Union Bank CompanyUnion Rewards High InterestSavings · $50 min · 0.35%–2.00% by balance
Bank · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: Minimum opening deposit $50. Qualifications apply for higher rates. Rates current as of 11/09/2024.
Offer: Qualifications met. Balance up to $10,000.
1.98% interest rate · Effective Nov 9, 2024
Rate by balance
Rate by balance for Union Rewards High Interest Balance APY Up to $10,000Your amount 2.00% $10,000 – $20,000APY stated as 2.00% to 1.50%. 1.01%* Over $20,000APY stated as 1.50% to 0.37%. 0.35%* Rate checked
More details - 1.58%APY$158 a year on $10,000with conditions
Requirements
Product: Must have an open Loyalty Rewards Checking or Loyalty Rewards + The Bundler Checking account that remains open throughout holding this account. Linked checking interest automatically transferred to savings.
Offer: Qualifying rate on daily balances of $100,000 or less when enrolled in eStatements via Online Banking and all three checking qualifiers are met (minimum 20 Debit MasterCard transactions post and settle, minimum $500 direct deposit or ACH debit/credit post and settle, combined total of $25,000 or more in personal deposit accounts/loan relationships).
Qualified rate · 1.57% interest rate · No monthly fee · Effective Jun 10, 2026
Rate by balance
Rate by balance for Loyalty Rewards Savings Balance APY Up to $100,000Your amount 1.58% $100,000 and up 0.07% Rate checked
More details - Fremont Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.00%–3.04% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Membership eligibility required. Variable tiered rates calculated using average daily balance method. Dividends compound and pay monthly. $5 monthly service charge if balance falls below $1,000.
Offer: Earns 0.00% APY on daily balances from $0 to $999.99. $5/month service charge if balance falls below $1,000.
0.00% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.00% $1,000 – $4,999 0.50% $5,000 – $24,999Your amountMonthly fee waived when balance is $1,000 or more. 1.51% $25,000 – $99,999Monthly fee waived when balance is $1,000 or more. 2.27% $100,000 and upMonthly fee waived when balance is $1,000 or more. 3.04% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.49% interest rate · Effective Oct 1, 2026
Rate checked
More details - Champion Credit UnionMoney ManagementMoney Management · $5 min · 0.05%–2.78% by balance
Credit union · 3 branches
1.26%APY$126 a year on $10,000Requirements
Product: Account transfer and withdrawal limitations apply.
Offer: Account transfer and withdrawal limitations apply.
0.05% interest rate · Effective Jan 1, 2025
Rate by balance
Rate by balance for Money Management Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.26% $25,000 and up 2.78% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Toledo, OH metro
90 accounts at 32 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.10%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches