Credit union · NCUA insured
Champion Credit Union Savings Rates
Champion Credit Union’s best savings rate is 1.26% APY on $10,000, with its Money Management. Rates checked October 16, 2026.
How Champion Credit Union’s savings rates compare
Compared with banks and credit unions near Toledo, OH, where Champion Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Champion Credit Union
1.26%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $126
Money Management
Top rate
Superior Credit Union
3.95%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $395
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Champion Credit Union savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.78%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Champion Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Management
1.26%APY
Account transfer and withdrawal limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Account transfer and withdrawal limitations apply. | 0.05% | — | Account transfer and withdrawal limitations apply. |
| $10,000 – $25,000Account transfer and withdrawal limitations apply. | 1.26% | $126 | Account transfer and withdrawal limitations apply. |
| $25,000 and upAccount transfer and withdrawal limitations apply. | 2.78% | — | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Escrow
0.05%APY
Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Regular Share
0.05%APY
Members must maintain a share account in order to receive any service of the credit union. Dividends are paid monthly and computed on the average daily balance. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum opening deposit in share (savings) accounts and to earn dividends is $5.00. Account transfer and withdrawal limitations apply.$5 and up | 0.05% | $5 | Minimum opening deposit in share (savings) accounts and to earn dividends is $5.00. Account transfer and withdrawal limitations apply. |
Sources (2)
All captured Sep 17, 2026
Share 02
0.05%APY
Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Share 03
0.05%APY
Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Share
1.00%APY
Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount transfer and withdrawal limitations apply.Any balance | 1.00% | $100 | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Holiday Club
0.05%APY
Ability to save through payroll deduction. Balance will be automatically transferred to your CCU Share Draft or Share account at the end of September. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Account transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | No minimum balance required. Account transfer and withdrawal limitations apply. |
Sources (2)
All captured Sep 17, 2026
Spring Vacation Club
0.05%APY
Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | Account transfer and withdrawal limitations apply. |
Sources (1)
- championcu.org/home/rates · captured Sep 17, 2026
Vacation Club
0.05%APY
Ability to save through payroll deduction. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required. Account transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | No minimum balance required. Account transfer and withdrawal limitations apply. |
Sources (2)
All captured Sep 17, 2026
Young Savers Club
0.05%APY
Special program for children through the age of 17. When $10 is deposited each month in the calendar year, the credit union will reward the saver with a $10 bonus deposit. Account transfer and withdrawal limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceSpecial program for children through the age of 17. Account transfer and withdrawal limitations apply.Any balance | 0.05% | $5 | Special program for children through the age of 17. Account transfer and withdrawal limitations apply. |
Sources (2)
All captured Sep 17, 2026
Who can join Champion Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Lucas County are eligible for membership.
Employers and groups
- Individuals affiliated with over 140 select groups are included in the field of membership.
Family and household
- Individuals residing in the same household as current members are eligible for membership.
Membership information collected October 5, 2026.