Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Tampa, FL metro
- 0.60%APY$60 a year on $10,000with conditions
Requirements
Product: Rates are available to Power Plus Checking customers.
Offer: Available to Power Plus Checking customers.
Qualified rate · 0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $50,000Your amount 0.60% $50,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details - Arlington Community Federal Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.50%–0.75% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Membership eligibility required. $5 deposit requirement of membership. Fees may reduce earnings. Yields may change after opening. Free convenience checks included.
Effective Jan 1, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.60% $10,000 – $25,000Your amount 0.60% $25,000 – $75,000 0.75% $75,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: $100 minimum balance to earn dividend per table ($5 Average Daily Balance required per footnote 1). Dividends paid monthly.
0.50% interest rate · Effective Nov 19, 2025
Rate checked
More details - 0.50%APY$50 a year on $10,000intro rate
Requirements
Product: Rates accurate as of last dividend declaration date and may change after account opening. No minimum opening deposit required. Access funds without penalty.
Promotional rate · 0.30% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.30% $2,500 – $10,000 0.40% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.60% $100,000 – $250,000 1.00% $250,000 and upAPY accurate as of last dividend declaration date and may change after account opening. 3.51% Rate checked
More details - FiCare Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.30%–0.85% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are compounded monthly and credited to your Money Market Savings Account monthly. The monthly dividend period begins on the first calendar day of the month and ends on the last calendar day of the month.
Offer: Minimum balance required to earn stated APY is $2,500.
0.30% interest rate · Compounded monthly · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 and up 0.30% $10,000 and upYour amount 0.50% $25,000 and up 0.75% $75,000 and up 0.85% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - Teachers Federal Credit UnionTiered Money MarketTiered Money Market · $2,500 min · 0.50%–1.00% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Membership at Teachers is required by opening a Regular Savings or Youth Savings account with a minimum deposit of $1.00. Minimum balance of $2,500.00 required to earn current APY. $5 monthly charge assessed if account remains under $500. Dividends are compounded daily and paid monthly.
0.50% interest rate · Compounded daily · Effective Aug 28, 2025
Rate by balance
Rate by balance for Tiered Money Market Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.70% $100,000 – $250,000 0.90% $250,000 – $500,000 1.00% $500,000 and up 1.00% Rate checked
More details - Metro Federal Credit UnionVIP Money MarketVIP Money Market · $100 min · 0.25%–0.95% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Compounded monthly. Minimum cash or check withdrawal amount is $500.00 to avoid processing fee. Maximum total number of three checks paid per month; additional checks cleared or cash withdrawals subject to processing fee. Debit card and mobile deposit not eligible for money market accounts.
Offer: Compounded monthly; paid monthly on the last day of the month.
0.25% interest rate · Compounded monthly · No monthly fee
Rate by balance
Rate by balance for VIP Money Market Balance APY $100 – $4,999 0.25% $5,000 – $9,999 0.35% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.65% $50,000 and up 0.95% Rate checked
More details - Pinellas Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–1.25% by balance
Credit union · 3 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must have a regular savings account with PFCU. No minimum balance to open and no minimum balance to maintain. No monthly service fees. The minimum balance to earn dividends is $2,500. No limit on dollar amount that can be withdrawn, but maximum number of withdrawals is limited to 6 per month (Regulation D transfer limits apply). ATM and debit cards are not permitted.
0.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.35% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.60% $50,000 – $100,000 1.00% $100,000 and up 1.25% Rate checked
More details - Florida West Coast CUMoney MarketMoney Market · $2,000 min · 0.05%–0.75% by balance
Credit union · 5 branches
0.45%APY$45 a year on $10,000Requirements
Product: Tiered interest account. Minimum withdrawal is $500.00. Minimum to earn interest is $2,000.00. Can write up to three checks per month. All Savings products require a $5.00 deposit to open an account. Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of account opening.
Offer: Rates may change at any time without prior notice after the account is opened. Fees may reduce earnings. APY determined at time of account opening.
0.05% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.05% $10,000 – $50,000Your amount 0.45% $50,000 and up 0.75% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance. Rates may change after account is opened.
Offer: $1,000 minimum average daily balance to avoid a $10 monthly maintenance fee. Interest compounded daily on the collected balance.
Compounded daily · $10 monthly fee · Effective Jan 15, 2026
Rate checked
More details - 0.43%APY$43 a year on $10,000with conditions
Requirements
Product: Requires an active INB checking account. Variable APY as of 10/16/2026.
Offer: Tier 2 basic rate automatically applies if direct deposit requirement into active INB checking account is not met monthly. Rate adjusts automatically in next cycle once qualified again.
Qualified rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. APY accurate as of 10/15/2026. Balances $0.01 and over receive stated dividend and APY.
Offer: Minimum balance to open is $5; maximum balance to open is $400. Monthly deposit between $20 and $400. $100 bonus deposited within 90 days upon reaching $10,000, then funds transferred to Basic Savings Account. Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.35% interest rate · Effective Oct 15, 2026
Rate checked
More details - BayFirst FinancialBayLive Money Market AccountBayLive Money Market Account · $100 min · 0.05%–2.59% by balance
Bank · 7 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Must pair with a BayLive Checking account. $20 service charge per statement cycle if daily balance falls below $1,000 on any day of the month. Pre-authorized/automatic withdrawals or transfers limited to 6 per month.
Offer: Applies to all balances if the paired BayFirst checking account is non-active. $20 service fee if daily balance falls below $1,000.
Qualified rate · $20 monthly fee · Effective Apr 2, 2026
Rate by balance
Rate by balance for BayLive Money Market Account Balance APY Any balance 0.05% $10,000 – $25,000Your amountRequires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 0.35% $25,000 – $50,000Requires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 1.20% $50,000 and upRequires active BayLive Checking account (direct deposit of payroll, SSI, or other income and 10 electronic debit transactions per monthly statement cycle). 2.59% Rate checked
More details - Tampa Postal Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.30%–0.50% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: If balance goes below $1,000, no dividends are earned until brought back up to $1,000. Variable rate accounts; rates may change after account opening.
Offer: $1,000 minimum balance required to earn dividends.
0.30% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.45% $50,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
182 accounts at 61 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches