Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–97 results in Spokane, WA metro
- U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 10 branches
0.01%APY$1 a year on $10,0000.01% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - Gesa Credit UnionHigh-Yield SavingsSavings · $5 min · 0.01%–3.00% by balance
Credit union · 4 branches
0.01%APY$1 a year on $10,000Requirements
Product: No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5.
Offer: Applies to balances below $100,000.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $100,000Your amount 0.01% $100,000 – $250,000 2.50% $250,000 and up 3.00% Rate checked
More details - Gesa Credit UnionSmartPlus SavingsSavings · $5 min · 0.01%–5.00% by balance
Credit union · 4 branches
0.01%APY$1 a year on $10,000Requirements
Product: Must provide and maintain a valid email address and enroll in eStatements to receive the qualifying rate; otherwise, a non-qualifying APY of 0.01% applies to the entire balance. Limited to one SmartPlus Savings account per member. Minimum opening deposit of $5. No monthly maintenance fees.
Offer: Qualifying rate on the first $500 in balances when enrolled in eStatements and maintaining a valid email address.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for SmartPlus Savings Balance APY Up to $500 5.00% $500 and upYour amount 0.01% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5.
Offer: Earns 0.01% APY on daily balances equal to or greater than $0.01.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.
Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).
0.01% interest rate · $4 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Qualifications per cycle: enrolled in eStatements and make at least 12 qualifying Canopy Classic and/or Rewards card purchases.
Offer: Base rate earned on all balances if checking qualifications are not met.
Qualified rate · Effective Jan 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Spokane, WA metro
97 accounts at 29 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.01%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Spokane, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 6 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 1 branch