Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Sparta, WI metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Available to MN, WI & IL residents only. Personal and UTMA accounts only. One account per primary account holder. Earn prize drawing entries for each $25 increase (up to 6 entries per month).
Offer: No minimum deposit.
0.30% interest rate · Effective Dec 17, 2024
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: No monthly service charge with daily balance of $100; otherwise $5.
Offer: No monthly service charge with daily balance of $100; otherwise $5.
0.15% interest rate · $5 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Classic Save Balance APY Up to $10,000 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - CCFBankFreedom Advantage Money MarketFreedom Advantage Money Market · $500 min · 0.25%–0.60% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must enroll in e-Statements or pay a $2 monthly paper statement fee. Check writing available.
0.25% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Freedom Advantage Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 – $500,000 0.50% $500,000 and up 0.60% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Must have a BEYOND SPEND & BEYOND SAVE Account.
Offer: Must have a BEYOND SPEND & BEYOND SAVE Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Prize-linked savings account. Wisconsin, Minnesota & Illinois residents only. Prize drawing entries for each $25 balance increase (up to 6 entries per month). Rate subject to change quarterly.
Offer: Rate subject to change quarterly. Dividends paid quarterly on required daily balance of $25.
Promotional rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 minimum deposit to open makes you a member/owner. Variable rate dividends compounded and paid quarterly on daily balances of $50 or more.
Offer: Dividends compounded and paid quarterly on daily balances of $50 or more.
0.20% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 1st Community Credit UnionUltimate SavingsSavings · $1,000 min · 0.10%–0.15% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000 to earn higher dividend rate; no fees. If balance falls below $1,000 minimum, a reduced dividend applies.
Offer: Applicable on balances less than $1,000
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $1,000 0.10% $1,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A $25 minimum balance establishes credit union membership. Dividends are paid quarterly on balances over $25 from day of deposit to day of withdrawal based on Credit Union earnings. 3 free withdrawals permitted per quarter; $1.00 fee per withdrawal thereafter.
Offer: Dividends paid quarterly on amounts over $25.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open to Wisconsin, Minnesota, and Illinois residents; minors eligible with guardian permission. Business and trust accounts are not eligible. Limit one account per person. Minimum balance requirement is $25. Prize drawings held monthly, quarterly, and annually; each $25 balance increase earns 1 drawing entry (up to 6 entries per month).
Offer: Must meet and maintain the minimum balance requirement of $25.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if average daily collected balance is at least $1,000.00; otherwise $6.00 monthly service charge per statement cycle.
Offer: Monthly fee of $6.00 waived if average daily collected balance is at least $1,000.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: All members must have a Primary Share account. Free online, mobile, and telephone banking. Opening deposit of $5.00 must remain in account and balance is not allowed to drop below the $5.00 minimum balance.
0.10% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. Anyone who lives or works in eligible counties is eligible to join 1st CCU.
Offer: Standard share savings rate.
0.10% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. A $5 balance must be maintained to use credit union services. Limit of 6 withdrawals or transfers per month.
Offer: Minimum $25 to earn dividends / obtain APY. Purchase of a $5 share required to open.
0.10% interest rate · No monthly fee · Effective Dec 17, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum daily balance and opening deposit waived for minors and individuals 50 years and older.
Offer: Monthly service charge waived with $100 minimum daily balance. Rate based on daily balance.
0.10% interest rate · $5 monthly fee · Effective Apr 10, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sparta, WI metro
33 accounts at 10 banks and credit unions · checked Oct 16
- Typical
- 0.25%
- Top 10% from
- 1.31%
- Banks, typical
- 0.50%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Sparta, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oakdale CUCredit union · 1 branch
- 1st Community Credit UnionCredit union · 2 branches
- Tomah Area Credit UnionCredit union · 2 branches