Credit union · NCUA insured
Oakdale CU Savings Rates
Top CarrotOakdale CU’s best savings rate is 0.30% APY on $10,000, with its Saver's Sweepstakes Share Account. Rates checked October 16, 2026.
How Oakdale CU’s savings rates compare
Compared with banks and credit unions near Baraboo, WI, where Oakdale CU has the most branches. $10,000, best rate first.
This credit union’s best
Oakdale CU
0.30%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $30
Saver's Sweepstakes Share Account
Top rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
2nd-highest rate
Lake Ridge Bank
2.84%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $284
Oakdale CU savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oakdale CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Saver's Sweepstakes Share Account
0.30%APY
Available to MN, WI & IL residents only. Personal and UTMA accounts only. One account per primary account holder. Earn prize drawing entries for each $25 increase (up to 6 entries per month).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit.Any balance | 0.30% | $30 | No minimum deposit. |
Share Passbook
0.10%APY
Membership eligibility required. A $5 balance must be maintained to use credit union services. Limit of 6 withdrawals or transfers per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 to earn dividends / obtain APY. Purchase of a $5 share required to open.$25 and up | 0.10% | $10 | Minimum $25 to earn dividends / obtain APY. Purchase of a $5 share required to open. |
Special-purpose accounts
Share IRA
0.70%APY
Traditional, Roth, & Coverdell Education Savings. Dividends calculated daily and paid quarterly. Subject to IRS contribution limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit required to open.Any balance | 0.70% | $70 | No minimum deposit required to open. |
Christmas Club
0.20%APY
Dividends paid annually. Funds transferred to Primary Savings or Share Draft Account around October 15 each year. If funds are withdrawn prior to disbursement date, account will be closed until next annual cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit at account opening.Any balance | 0.20% | $20 | No minimum deposit at account opening. |
Health Savings Account (HSA)
0.10%APY
Tax-advantaged medical savings account for qualifying medical expenses.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 to earn dividends.$25 and up | 0.10% | $10 | Minimum $25 to earn dividends. |
Who can join Oakdale CU
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.