Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Somerset, PA metro
- First Peoples Community Federal Credit UnionThrift Savings AccountSavings · $100 min · 0.10%–2.50% by balance
Credit union · 3 branches
1.50%APY$150 a year on $10,000Requirements
Product: Three (3) free withdrawals per calendar quarter; $25 fee for each additional withdrawal in same quarter. Balances below $100 earn 0.00%.
Offer: Balances below $100 earn 0.00%. Three free withdrawals per calendar quarter.
0.10% interest rate · Effective Oct 14, 2026
Rate by balance
Rate by balance for Thrift Savings Account Balance APY $100 – $500 0.10% $500 – $5,000 0.75% $5,000 – $25,000Your amount 1.50% $25,000 – $75,000 1.75% $75,000 – $150,000 2.00% $150,000 – $250,000 2.25% $250,000 and up 2.50% Rate checked
More details - First Peoples Community Federal Credit UnionMoney Market Deposit Accounts (MMDA)Money Market Deposit Accounts (MMDA) · $0 min · 0.00%–1.80% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Dividends compound daily. Tiered rate account. Membership required.
Offer: Balances below $100 earn 0.00%.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Deposit Accounts (MMDA) Balance APY Up to $100 0.00% $100 – $1,000 0.10% $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.80% $50,000 – $100,000 1.00% $100,000 – $250,000 1.35% $250,000 and up 1.80% Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Opening an account establishes membership in USSCO FCU.
Effective Oct 1, 2026
Rate checked
More details - USSCO Johnstown Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Money Market Rate is calculated monthly and may change after account opening. Fees could reduce earnings.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to open account and establish membership. Variable rate paid quarterly on average daily balance; accrued dividends forfeited if closed before crediting.
Offer: Variable dividend rate paid quarterly on average daily balance. Must maintain a balance of $5.00 to earn stated APY. Accrued dividends forfeited if account closed prior to crediting.
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Peoples Community Federal Credit UnionShare Savings AccountSavings · $100 min
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must be a member/owner of First Peoples Community Federal Credit Union. Only $5 needed to open account.
Offer: Earn competitive interest on balances of $100 or more. Rate applies to balances greater than $100.
0.10% interest rate
Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or Debit Card with Money Market account.
Offer: Less than $20,000 balance tier. Tiered interest compounded and paid monthly. Fees may apply if minimum balance requirements are not met; fees may reduce earnings.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 1st Summit BankAdvantage Plus Money ManagementAdvantage Plus Money Management · $0 min · 0.06%–1.00% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Annual Percentage Yield (APY) compounded daily. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
Offer: Existing APs only. Compounded daily. Variable rate. Fees may reduce earnings.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Advantage Plus Money Management Balance APY Up to $25,000Your amount 0.06% $25,000 – $100,000 0.06% $100,000 – $200,000 0.11% $200,000 – $500,000 0.21% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) compounded daily. We may change the interest rate/APY after the account is opened for variable rate accounts. Fees could reduce earnings on the account.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.
Offer: Balance tier: Less than $25,000
Effective Oct 6, 2026
Rate by balance
Rate by balance for SOAR Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Somerset, PA metro
19 accounts at 9 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 0.28%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Somerset, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Peoples Community Federal Credit UnionCredit union · 3 branches