Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Sioux City, IA-NE-SD metro
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic savings plan entitling member to apply for all other services. Paid dividends. Dividends paid 9/30/2026. These are variable rate accounts. Rates subject to change after the account is opened.
Offer: *The 'Minimum Deposit' is required to open the account. **The 'Minimum Balance' is required to earn the disclosed APY. Dividends paid 9/30/2026.
0.20% interest rate
Rate checked
More details - Premier Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.15%–0.25% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded monthly. $10.00/month fee if balance falls below $2,000 minimum balance.
Offer: Fee of $10.00/month applies if balance falls below $2,000 minimum balance.
0.15% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.25% $100,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance requirements: None
0.20% interest rate · Effective Apr 1, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Refundable $25.00 deposit into a Share (Savings) account required to maintain membership with credit union. $200 combined average daily balance in all S-I-L accounts to avoid monthly fee.
Offer: $200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee ($2.00 account maintenance fee).
0.20% interest rate · $2 monthly fee · Effective Apr 1, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Minimum balance requirements: None
0.20% interest rate · Effective Apr 1, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $10 balance.
Offer: Minimum $10 balance; $100 & over pays 0.15% dividend @ 0.15% APY.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Security National Bank of South DakotaSerious on Savings (SOS) AccountSavings · $1 min · 0.10%–0.15% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Receive a direct deposit or monthly transfer from another SNB account of $25.00 or more into an SOS account to avoid the $3.99 monthly maintenance fee. One withdrawal per statement cycle allowed ($5.99 for each additional withdrawal; ATM withdrawals charged $5.99).
Offer: Tier applies to balances under $500. Monthly maintenance fee of $3.99 applies each month the minimum monthly transfer/direct deposit of $25 is not made.
0.10% interest rate · $3.99 monthly fee
Rate by balance
Rate by balance for Serious on Savings (SOS) Account Balance APY Up to $500 0.10% $500 and upYour amount 0.15% Rate checked
More details - Security National Bank of South DakotaMoney Market GoldMoney Market Gold · $2,500 min · 0.10%–0.20% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Monthly maintenance fee of $7.00 applies if average daily balance falls below $2,500 during the month. $1.00 fee for each transaction exceeding 6 per month (non-SNB ATM transactions excluded). $1.50 non-SNB ATM fee waived if maintaining an average daily balance of $15,000 or more.
0.10% interest rate · $7 monthly fee
Rate by balance
Rate by balance for Money Market Gold Balance APY Up to $2,499 0.10% $2,500 – $39,999Your amount 0.15% $40,000 – $99,999 0.17% $100,000 and up 0.20% Rate checked
More details - Security National Bank of South DakotaRegular Statement Savings AccountSavings · $50 min
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Up to two withdrawals allowed per month; three or more are $1.00 each (Non-SNB ATM transactions not counted in limit). $2.00 monthly maintenance fee charged if balance falls below $200 on any day of the month (minors exempt).
Offer: No monthly maintenance fee with a minimum daily balance of $200; otherwise $2.00/month (waived for minors).
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends credit and compound annually. Rates subject to change after account opening.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Represents ownership of the credit union and makes member eligible for all products and services. Dividends credited and compounded monthly. Can be used for overdraft protection. Free online banking, eStatements, and mobile deposit.
Offer: Dividends paid monthly on balance of $100 or greater. No monthly service fee.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sioux City, IA-NE-SD metro
40 accounts at 13 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 1.12%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Sioux City, IA-NE-SD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Telco Triad Community Credit UnionCredit union · 4 branches
- Siouxland Federal Credit UnionCredit union · 7 branches