Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Seattle, WA metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Variable-rate savings account. Monthly fee is $3 (waived with $100 minimum balance; free for minors up to age 18).
Offer: Minimum balance to earn interest is $100. Monthly fee of $3 is waived on balances of $100 or more.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Requires an active WaFd checking account to open. Maximum of three Start Savings accounts per Taxpayer Identification Number (TIN). Variable blended rate.
Offer: Tier 1 blended rate for balances $0 to $500. Requires an active checking account to open.
Qualified rate · 4.88% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Start Savings Balance APY Up to $500 5.00% $500 – $1,000 2.50% $1,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum daily balance of $300 to avoid $3 monthly service charge (waived for youth under 19 years of age). Limited to 10 free withdrawals per month; excess withdrawal fee of $5 per additional withdrawal (maximum charge $20/month). Rates are variable and subject to change after account opening.
Offer: All balances earn 0.10% APY. Minimum daily balance of $300 to avoid $3 monthly service charge (waived for youth under 19). No minimum to earn interest.
0.10% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Rate may change after account is open. Maintain a minimum balance of $100.00 each day to obtain the disclosed APY and avoid the monthly minimum balance fee.
Offer: Waive $3 monthly fee with $100 minimum balance. Must maintain $100 minimum balance each day to earn APY.
0.10% interest rate · $3 monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires electronic statement delivery (eStatements). Rate may change after account is open. Minimum balance fee of $10 applies every statement cycle if the balance falls below $1,000 on any day of the cycle.
Offer: $10 monthly fee waived if balance stays at or above $1,000 every day of the cycle. Requires eStatements.
0.10% interest rate · $10 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for eMoney Maker Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.21% $100,000 – $249,999 0.26% $250,000 – $499,999 0.76% $500,000 – $999,999 1.16% $1,000,000 and up 1.41% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum Balance: $1,000.00 for 0.10% APY. Up to 6 withdrawals per month.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 19 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Your Share (Savings Account) makes you a member-owner. $5 share deposit to open with no opening fees. No monthly service fees.
Offer: No monthly service fees.
0.10% interest rate · No monthly fee
Rate checked
More details - Mt. Rainier Credit UnionShare (Savings) AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary share account required for membership. Requires $25.00 minimum opening deposit that must remain on deposit to maintain active membership. Dividends calculated on average daily balance and paid quarterly.
Offer: No dividends earned.
Effective Mar 31, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $25 0.00% Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% Over $25,000 0.15% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the areas served. No monthly maintenance fee. Minimum balance of $50 required to earn dividends. Dividends calculated daily and credited quarterly.
0.08% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Seattle, WA metro
202 accounts at 67 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.40%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- America's Credit UnionCredit union · 8 branches