Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in San Jose, CA metro
- Monterey Credit UnionHigh Rate SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must establish a Main Share account first. All deposited funds earn the rate for the tier.
Offer: Monthly service fee is $15.00 (Primary/Preferred); waived if minimum daily account balance exceeds $10,000.00 or with Premier Relationship Rewards.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for High Rate Savings Balance APY Up to $10,000 0.00% $10,000 and upYour amount 0.20% Rate checked
More details - Monterey Credit UnionPlatinum SavingsSavings · $0 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Must establish a Main Share account first. All deposited funds earn the rate for the tier.
Offer: Monthly service fee is $15.00 (Primary/Preferred); waived if minimum daily account balance exceeds $10,000.00 or with Premier Relationship Rewards.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Platinum Savings Balance APY Up to $10,000 0.00% $10,000 – $100,000Your amount 0.20% $100,000 and upMonthly service fee waived if minimum daily account balance exceeds $10,000.00 or with Premier Relationship Rewards. 1.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $5,000 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly. $15 monthly fee waived with $5,000 daily balance.
0.20% interest rate · Compounded daily · $15 monthly fee
Rate checked
More details - State Bank of India (California)Money Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $500 min · 0.15%–0.35% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Required Minimum Balance to Open: $500. Monthly maintenance fee of $10 is waived if you maintain the minimum balance requirement of $100.
Offer: MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY $500 – $50,000Your amount 0.15% $50,000 – $100,000MMDA Balance Tier 2. 0.25% $100,000 – $250,000MMDA Balance Tier 3. 0.30% $250,000 and upMMDA Balance Tier 4. 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Interest is compounded daily and credited on the last day of the statement cycle for Money Market accounts. Variable-rate account.
Offer: $1,000 minimum balance to earn interest and avoid $10 monthly service charge.
0.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $14,999Your amount 0.15% $15,000 and up$1,000 minimum balance to avoid $10 monthly service charge. 0.20% Rate checked
More details - Open BankWell-Being Money MarketWell-Being Money Market · $1,000 min · 0.15%–0.75% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Rates and APYs are variable and can change daily after account opening. Offers tiered interest yield.
Offer: Rates and APYs are variable and can change daily after account opening.
0.15% interest rate · Effective Apr 15, 2024
Rate by balance
Rate by balance for Well-Being Money Market Balance APY Up to $10,000 0.15% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 – $500,000 0.40% $500,000 – $1,000,000 0.50% $1,000,000 – $3,000,000 0.65% $3,000,000 and up 0.75% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $10.00 minimum balance in your Regular Share (Savings) Account represents you as a member/owner and maintains your Mission City FCU membership. Dividends compounded and paid monthly.
Effective Oct 16, 2026
Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a Mirastar Federal Credit Union member, 18 years of age or older, with no loans 60+ days delinquent and no past or present losses with Credit Union. Businesses, organizations, trusts, and employees/board members (and immediate family) are not eligible.
Offer: Variable rate account; rates and APY may change monthly. Dividends compounded and credited quarterly. Receive 1 entry for every $25 monthly average balance for cash prize drawings ($1,000 monthly, $5,000 quarterly, $10,000 annual grand prize); minimum $500 average monthly daily balance required to be eligible for prizes.
0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership balance is required to be held in Regular Shares savings account. Membership in Mirastar Federal Credit Union is required.
Offer: Variable rate account; rates and APY may change monthly. Dividends compounded and credited quarterly for Savings Accounts.
0.10% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personalized savings account. Variable rate account; rates may change at any time after the account is opened. Membership required with a one-time non-refundable $5 fee.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes entry into $6,500 cash sweepstakes (May 1, 2026 to December 31, 2026; 1 entry per $500 daily average balance maintained each month; limit 1 account per member). Variable rate account; rates may change after the account is opened. Membership required with a one-time non-refundable $5 fee.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Jose, CA metro
135 accounts at 44 banks and credit unions · checked Oct 7–22
- Typical
- 0.10%
- Top 10% from
- 2.78%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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San Jose, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Star One Credit UnionCredit union · 6 branches
- Stanford Federal Credit UnionCredit union · 5 branches
- First BankBank · 1 branch