Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in San Francisco, CA metro
- 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Silver tier (requires combined deposits >= $25k).
Qualified rate · 0.11% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Delta Schools Federal Credit UnionRegular Share SavingsSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Must maintain a minimum balance of $5. Dividends compound monthly and are posted quarterly based on average daily balance (ADB).
Offer: Average daily balance (ADB) of $100 or less earns 0.000% APY.
Rate by balance
Rate by balance for Regular Share Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% Over $5,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - Financial Partners Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Total minimum of $5 to open account. No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Target Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $5 membership fee and $5 minimum share deposit (total minimum of $10 to open account). No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Standard tier.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Standard tier for balance of $24,999 or less.
Qualified rate · 0.10% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $99,999 0.11% $100,000 – $249,999 0.16% $250,000 – $499,999 0.18% $500,000 – $999,999 0.17% $1,000,000 and up 0.21% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Sign up for eStatements, maintain a $250 minimum balance, or open an additional account to avoid a monthly service fee.
Offer: Earn dividends with a $100 minimum balance. $25 opening deposit establishes membership. Monthly service fee waived with eStatements, $250 minimum balance, or additional account.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - Marin County Federal Credit UnionPrimary Share Savings AccountSavings · $100 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A savings account is required when opening an account. Balances over $100 earn dividends.
Effective Nov 1, 2022
Rate checked
More details - Redwood Credit UnionRegular Share SavingsSavings · $100 min · 0.05%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $100.00 required to earn dividends. A $3 monthly minimum balance fee is charged if balance is less than $75.00. Requires $5.00 deposit per member to open.
Offer: Minimum balance to avoid a $3 monthly fee is $75.00.
0.05% interest rate · $3 monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $100 – $500 0.05% $500 – $1,000 0.05% $1,000 – $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - Pacific Service Credit UnionSavings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a $5.00 minimum opening deposit and balance in primary savings to establish and maintain membership. Maintain a $100 balance to earn dividends.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $2,499 0.05% $2,500 – $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Par value of one share ($25.00) required as minimum deposit at account opening. Dividends compounded and credited monthly using average daily balance method.
Offer: Minimum balance to earn APY is $25. No monthly service charge.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches