Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in San Francisco, CA metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Membership savings account essential for maintaining membership with Upward Credit Union. Requires a minimum balance of $25 to keep active.
0.05% interest rate · No monthly fee · Effective Mar 1, 2025
Rate checked
More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opened in conjunction with a ScoreUp Credit Builder Loan; funds serve as collateral and become available when the loan is paid in full.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jan 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Required for membership; Patelco deposits $1 into savings account.
0.05% interest rate · No monthly fee · Effective Jan 1, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Rates vary by tier and apply to the full balance. To attain higher rates, account requires a Patelco checking account (opened under the same Member Number) with recurring monthly deposits of $500 or more. If eligibility requirements are not met, account earns a lower default rate of 0.05% APY. New accounts earn tiered rates automatically for opening month and 2 months following. No monthly fee and no minimum balance requirements.
Offer: Default/fallback rate when checking account deposit requirement is not met (No).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a $25 balance to open and maintain membership.
Offer: Start earning interest on balances of $100 and over.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic shares account. Minimum account balance is $50; no account maintenance fee.
Offer: Listed as Regular and Special Share dividend rate.
0.05% interest rate · No monthly fee · Effective Apr 1, 2025
Rate checked
More details - Shell Western States FCUShare Account (Savings)Savings · $25 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: A $5 General Share Account must be opened to become a member of SWS Federal Credit Union. Dividend rates are declared by the Board of Directors each quarter based on credit union earnings. No monthly service charge.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Share Account (Savings) Balance APY Up to $50,000Your amount 0.05% $50,000 – $100,000 0.10% Over $100,000 0.15% Rate checked
More details - Utility District Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends paid monthly. Minimum opening balance must be maintained for the entire term. Early closure fees may reduce earnings.
Offer: Dividends paid monthly. Minimum opening balance must be maintained for the entire term.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Open a Primary Savings Account with a minimum deposit of $25.00 (shareholder deposit, returned upon account closure). $5.00 monthly service fee applies to accounts with a combined balance of less than $100.00.
Offer: Accounts with a combined balance of less than $100.00 incur a $5.00 monthly service fee.
$5 monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $25 establishes the account; must maintain a $25 balance to remain eligible for Credit Union services. Dividends declared monthly by the Board of Directors.
Offer: Monthly dividend frequency; requires a minimum balance of $100 to earn stated rate.
0.05% interest rate · Effective Nov 1, 2025
Rate checked
More details - The Police Credit UnionTiered SavingsSavings · $500 min · 0.05%–1.01% by balance
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: No monthly service or maintenance fees.
Offer: Minimum opening deposit is $500 (or $2,500 per general schedule terms). Dividend Rate and APY are based on the entire daily balance. Dividends compounded and credited monthly.
0.05% interest rate · No monthly fee
Rate by balance
Rate by balance for Tiered Savings Balance APY Up to $5,000 0.05% $5,000 – $15,000Your amount 0.05% $15,000 – $50,000 0.50% $50,000 and up 1.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches