Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Sandusky, OH metro
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Fremont Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $1,000 min · 0.00%–3.04% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000Requirements
Product: Membership eligibility required. Variable tiered rates calculated using average daily balance method. Dividends compound and pay monthly. $5 monthly service charge if balance falls below $1,000.
Offer: Earns 0.00% APY on daily balances from $0 to $999.99. $5/month service charge if balance falls below $1,000.
0.00% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.00% $1,000 – $4,999 0.50% $5,000 – $24,999Your amountMonthly fee waived when balance is $1,000 or more. 1.51% $25,000 – $99,999Monthly fee waived when balance is $1,000 or more. 2.27% $100,000 and upMonthly fee waived when balance is $1,000 or more. 3.04% Rate checked
More details - Firelands Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min · 1.50%–3.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Unlimited withdrawals with up to 6 unsigned transfers allowed per month.
Compounded daily · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $5,000 – $25,000Your amount 1.50% $25,000 – $50,000 2.25% $50,000 and up 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Goal-oriented savings club created through digital banking (tap + button and select Create New Share / Name Your Club). Minimum balance to earn dividends is $100.
Offer: Minimum balance to earn dividends is $100.
Effective May 1, 2026
Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Credit union membership required with purchase/maintenance of at least 1 share ($5.00 par value). Minimum daily balance of $100.00 required to earn dividends.
Offer: Minimum balance of $100.00 required to earn stated APY.
Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns dividends on balances of $100 or more; dividends compounded daily and paid quarterly. $5 minimum balance fee avoided by maintaining a $100 minimum daily average balance. 6 unsigned transfers allowed per month.
Offer: Earns dividends on balances of $100 or more; dividends compounded daily and paid quarterly. $5 minimum balance fee avoided by maintaining a $100 minimum daily average balance.
Compounded daily · $5 monthly fee · Effective May 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Service charge of $2/month if balance falls below $100. Pays interest on balances of $100 or more (or on all balances if age 18 or less).
Offer: Minimum daily balance to earn dividends is $100.00. $2/month service charge if balance falls below $100. Dividends compound and paid quarterly.
0.15% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Civista BankMoney Market Investment Account (MMIA)Money Market Investment Account (MMIA) · $2,500 min · 0.12%–0.50% by balance
Bank · 7 branches
0.12%APY$12 a year on $10,000Requirements
Product: $12 monthly service charge waived with a minimum balance of $2,500.
0.12% interest rate · $12 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Investment Account (MMIA) Balance APY $2,500 – $50,000Your amount 0.12% $50,000 – $100,000 0.21% $100,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Opening Balance of $50. Minimum Balance of $200 (Monthly Maintenance Fee Applies if Balance Falls Below $200). Service Charges Waived for Minors and Non-Profit Organizations. Variable Interest Rate.
Offer: Minimum balance required to open and maintain stated yield.
0.10% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sandusky, OH metro
32 accounts at 12 banks and credit unions · checked Sep 30–Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.95%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.25%
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Sandusky, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fremont Federal Credit UnionCredit union · 1 branch
- Firelands Federal Credit UnionCredit union · 1 branch