Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Sacramento, CA metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed annual percentage yield (APY).
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the disclosed APY.
0.20% interest rate · Effective Oct 16, 2026
Rate checked
More details - California Community Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.75% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month. No minimum daily balance requirement to earn dividends. Funds can be used to provide overdraft protection for checking account.
Offer: Variable rate. Must maintain $2,500.00 balance to avoid minimum balance violation fee of $10.00 per month.
0.75% interest rate · $10 monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.75% $10,000 – $50,000Your amount 0.20% $50,000 – $250,000 0.30% $250,000 and up 0.30% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Platinum tier for balance of $24,999 or less.
Qualified rate · 0.13% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.13% $25,000 – $99,999 0.13% $100,000 – $249,999 0.18% $250,000 – $499,999 0.20% $500,000 – $999,999 0.19% $1,000,000 and up 0.23% Rate checked
More details - 0.13%APY$13 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Platinum tier (requires combined deposits >= $25k).
Qualified rate · 0.13% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Gold tier (requires combined deposits >= $25k).
Qualified rate · 0.12% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee is $25, waived for the first two account cycles after opening or when meeting one of the following requirements during the monthly account cycle: average daily ledger account balance of $50,000 or more; combined average daily ledger balance of $50,000 or more in related deposit balances; or maintaining an account relationship with Exchange Bank Trust and Investments. Excessive withdrawal fee of $15 applies per withdrawal over six withdrawals or transfers per monthly cycle.
Offer: Premier Plus Rewards Program Gold tier for balance of $24,999 or less.
Qualified rate · 0.12% interest rate · $25 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Signature Plus Savings Balance APY Up to $24,999Your amount 0.12% $25,000 – $99,999 0.12% $100,000 – $249,999 0.17% $250,000 – $499,999 0.19% $500,000 – $999,999 0.18% $1,000,000 and up 0.22% Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - 0.11%APY$11 a year on $10,000with conditions
Requirements
Product: $100 opening min ($0 for CUTMA). No monthly fee. Premier Plus Rewards adds 0.01% Silver, 0.02% Gold, 0.03% Platinum to base rate if combined deposits >= $25k and Premier Plus Checking held.
Offer: Premier Plus Silver tier (requires combined deposits >= $25k).
Qualified rate · 0.11% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Golden 1 Credit UnionGrowth Savings AccountSavings · $0 min · 0.10%–4.00% by balance
Credit union · 32 branches
0.10%APY$10 a year on $10,000Requirements
Product: Dividend rates are variable and subject to change after the account is opened. There is no minimum balance requirement to obtain the APY.
3.93% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Savings Account Balance APY Up to $1,000 4.00% $1,000 – $2,000APY range stated as 3.50%-4.00% (blended). 3.00%* $2,000 – $5,000APY range stated as 2.15%-3.50% (blended). 1.25%* Over $5,000Your amountAPY range stated as 0.10%-2.15% (blended). 0.10%* Rate checked
More details - SAFE Credit UnionCapitol Access Money MarketCapitol Access Money Market · $25 min · 0.05%–0.15% by balance
Credit union · 18 branches
0.10%APY$10 a year on $10,000Requirements
Product: Earns highest dividend rate for which daily balance qualifies on entire account balance. Dividends paid monthly. Variable rate changes monthly.
Offer: Tier: under $2,000. Earns highest dividend rate for which daily balance qualifies on entire account balance.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Capitol Access Money Market Balance APY Up to $2,000 0.05% $2,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 – $200,000 0.10% $200,000 – $500,000 0.10% $500,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain Membership with a $5 minimum balance. ChexSystems verification required.
Offer: Variable rate account; rate subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Total minimum of $5 to open account. No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Target Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: One-time $5 membership fee and $5 minimum share deposit (total minimum of $10 to open account). No monthly maintenance fees. Dividends compound monthly.
Offer: Dividends compound monthly.
0.00% interest rate · No monthly fee · Effective Jul 25, 2022
Rate by balance
Rate by balance for Prime Savings Balance APY Up to $100 0.00% $100 – $5,000 0.05% $5,000 – $10,000Your amount 0.10% Over $10,000 0.15% Rate checked
More details - First U.S. Community Credit UnionDream SavingsSavings · $100 min · 0.05%–0.10% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: Create unlimited number accounts with custom names. Account may be linked to another First U.S. account for overdraft protection.
0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Dream Savings Balance APY $100 – $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.10% $100,000 and up 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Sacramento, CA metro
123 accounts at 38 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Sacramento, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Travis Credit UnionCredit union · 2 branches
- Firefighters First Credit UnionCredit union · 1 branch
- First BankBank · 3 branches