Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Reading, PA metro
- Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.80%–1.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Member Value Program (MVP) rate. Minimum deposit to earn APY: $1,000.00. Requires savings, active checking account (one transaction per month), and a qualifying third product.
Qualified rate · 0.80% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.80% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.85% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.90% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 1.00% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 2 branches
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 7 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Available in branch or through banking teams.
Offer: Must maintain at least $5,000.00 to earn the annual percentage yield.
0.75% interest rate · Effective Sep 17, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 7 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 7 branches
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances in your Kasasa Saver account earn the qualifying dividend rate that corresponds to the daily balance. When qualifications are not met, daily balances earn the nonqualifying dividend rate. If closed during cycle, dividends accrued at nonqualifying rate.
Offer: Qualifying rate when Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle for balances over $50,000.
Qualified rate · 0.50% interest rate · Effective Oct 15, 2026
Rate checked
More details - Sun Federal Credit UnionAmplify Money MarketAmplify Money Market · $1,000 min · 0.50%–0.65% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Maintain a minimum balance of $1,000 to earn dividends. Unlimited deposits.
Offer: Standard rate. Minimum deposit to earn APY: $1,000.00.
Qualified rate · 0.50% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Amplify Money Market Balance APY $1,000 – $75,000Your amount 0.50% $75,000 – $100,000Minimum deposit to earn APY: $75,000.00. 0.55% $100,000 – $150,000Minimum deposit to earn APY: $100,000.00. 0.60% $150,000 – $200,000Minimum deposit to earn APY: $150,000.00. 0.65% Rate checked
More details - First Commonwealth Federal Credit UnionMoney MarketMoney Market · 0.50%–1.00% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Credit union membership required. Tiered balances earn tiered rates. Dividend rates and APYs are variable and may change after the account is opened. Certain restrictions may apply. Fees and other conditions may reduce earnings on these account(s).
0.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 1.00% $250,000 – $500,000 1.00% $500,000 – $1,000,000 1.00% $1,000,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Foundation for membership; all member-owners required to have a Share Savings Account. Can be individual or joint ownership. Can be used as collateral on a loan.
0.45% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Sub-account under member number to organize and reach specific goals. Unlimited sub-accounts can be opened. Earns same rate as Share Savings Account.
0.45% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 7 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Ambler Savings BankMoney Market AccountMoney Market Account · $50 min · 0.20%–1.25% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: $2 monthly service fee if daily balance of $50 is not met (waived for account holders under 18 years of age). Higher interest rate with balances of $2,500 or more; additional tiers at $20,000 and more. Minimum daily balance is the amount of principal in the account each day. Fees could reduce earnings. Rate subject to change.
Offer: Minimum daily balance $50 for this APY. Monthly fee waived if daily balance of $50 is met, or for account holders under 18 years of age.
0.20% interest rate · $2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $50 and up 0.20% $2,500 and upYour amount 0.30% $20,000 and up 0.50% $50,000 and up 0.65% $200,000 and up 1.25% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Earns interest on account balances of $50 or more. $2 monthly service fee if minimum daily balance of $50 per day is not met.
Offer: Monthly service fee of $2 waived if minimum daily balance of $50 per day is met.
0.30% interest rate · $2 monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Reading, PA metro
67 accounts at 23 banks and credit unions · checked Oct 6–22
- Typical
- 0.25%
- Top 10% from
- 1.52%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.48%
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Reading, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Utilities Employees Credit UnionCredit union · 1 branch
- Discovery Federal Credit UnionCredit union · 1 branch