Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Raleigh, NC metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Also serves as your share of ownership in the credit union. Applicant must be 18 years of age.
Offer: Dividends credited and compounded quarterly.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Langley Credit UnionTraditional Money MarketTraditional Money Market · $100 min · 0.05%–0.50% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum opening deposit of $100. Dividends calculated by average daily balance and compound monthly. No dividend will be earned in any dividend period if average daily balance is below $100. $5 deposit to Langley savings account required for membership.
Offer: Earns 0.05% APY on average daily balances above $100.
0.05% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Traditional Money Market Balance APY $100 and up 0.05% $2,500 and up 0.05% $10,000 and upYour amount 0.05% $25,000 and up 0.50% $50,000 and up 0.50% $100,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes Summit Credit Union membership. Requires depositing and maintaining at least $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum balance to open and maintain membership is $5. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Secondary savings account to set aside funds for specific purposes. No monthly fees. 3 free withdrawals/transfers per month ($3 each thereafter).
Offer: Dividends compounded quarterly; calculated using average daily balance method. Minimum balance to earn dividends is $100. Minimum opening balance is $0. No monthly fee. 3 free withdrawals/transfers per month ($3 each thereafter).
0.05% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No stated min balance to avoid fee or earn APY. Same dividends as Prime Share. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Minimum balance to avoid fee null. Minimum balance to earn APY null.
0.05% interest rate · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Foundation of CTFCU membership. Par value of one share is $5.00. Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: $5.00/month fee if minimum daily balance of $5.00 is not met. Minimum balance of $5.00 to earn stated APY.
0.05% interest rate · $5 monthly fee · Effective Sep 30, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5 of $10 opening cost is deposited into share account, $5 covers membership fee. A Regular Share Account is required to maintain membership.
Offer: Rates set quarterly; term daily. $10 monthly service charge applies if combined minimum balance of $250 is not maintained after first six months of membership.
0.05% interest rate · $10 monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 24 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly fee when you meet the following requirement: Maintain a $100 average daily balance; otherwise $2 monthly fee. A minimum balance of $0.01 must be maintained to obtain the disclosed APY.
Offer: Monthly fee waived with $100 average daily balance; otherwise $2 monthly fee.
0.05% interest rate · $2 monthly fee
Rate checked
More details - Civic Federal Credit UnionChoice Money Market AccountChoice Money Market Account · $250 min · 0.00%–3.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Open with $250 or more. Accounts with balances under $50,000 are charged a $10 monthly fee. Dividends compounded daily and paid monthly.
Offer: Balances below $250 earn 0.00% APY with a $10 monthly fee.
Compounded daily · $10 monthly fee
Rate by balance
Rate by balance for Choice Money Market Account Balance APY Up to $250 0.00% $250 – $49,999Your amount 0.05% $50,000 and up 3.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 18 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Raleigh, NC metro
105 accounts at 36 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.17%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.45%
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Raleigh, NC metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 2 branches
- Coastal Credit UnionCredit union · 15 branches