Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Providence, RI-MA metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: If the daily balance falls below $100.00 a monthly maintenance service charge of $3.00 will be charged. Customers under age 18 or age 62 and over may have one Statement Savings account with no maintenance service charge.
Offer: Tier 1 rate. Monthly maintenance fee of $3.00 charged if daily balance falls below $100.00; fee waived for customers under age 18 or age 62 and over (limit one account).
$3 monthly fee · Effective Oct 21, 2026
Rate checked
More details - People's Credit UnionPersonal Money MarketPersonal Money Market · $2,500 min · 0.05%–0.25% by balance
Credit union · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $2,500.00 to avoid the $10.00 service charge and to obtain the disclosed APY.
$10 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.15% $75,000 and up 0.25% Rate checked
More details - Washington TrustFreedom Statement SavingsSavings · $25 min · 0.00%–0.05% by balance
Bank · 27 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance of $300.00 average collected daily balance required to avoid monthly service charge of $3.00. No fee assessed if Tax Reported Owner is under age 21 or age 62 and older.
Offer: Monthly fee of $3.00 waived with $300 average collected daily balance or if owner is under 21 or 62+.
0.00% interest rate · $3 monthly fee · Effective Jul 13, 2026
Rate by balance
Rate by balance for Freedom Statement Savings Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $250,000 0.05% $250,000 – $1,000,000 0.05% $1,000,000 and up 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: TFed membership is established by opening and maintaining an Easy Savings Account with a minimum balance of $5. No dividends will be earned on shares with an average daily balance less than $5.00. Fees may reduce earnings.
Offer: Tier I requires an average minimum daily balance of $5 to obtain the quoted annual percentage yield.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Fees may reduce earnings.
0.05% interest rate · Effective Sep 21, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $2.00 monthly service charge if balance falls below $200.00; no monthly service charge when maintaining a minimum daily balance of $200.00.
Offer: Monthly fee of $2.00 waived if minimum daily balance of $200.00 is maintained.
0.05% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older and a legal resident of Massachusetts. One penalty-free withdrawal per month; $5.00 withdrawal service charge for second and third withdrawals; fourth withdrawal forfeits monthly drawing eligibility.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to avoid $1.00 monthly fee is $10.00; minimum balance to earn interest/obtain APY is $100.00.
0.05% interest rate · $1 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Fees could reduce earnings.
0.05% interest rate · Effective Oct 9, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership share account requiring a $5.00 minimum balance to open and obtain APY. Dividends compounded monthly.
0.05% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establish a membership at and ownership in People's Credit Union by opening a Basic Savings Account. Requires $5 to open. Earn interest and pay no monthly service charge.
No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $5.00 monthly maintenance fee waived if daily balance of $100.00 or more is maintained, or if tax reporting owner is age 18 and under or 65 and over.
Offer: Must maintain minimum daily balance of $100.00 to earn APY. Monthly maintenance fee of $5.00 waived if minimum daily balance of $100.00 is maintained or if tax reporting owner is age 18 and under or 65 and over.
$5 monthly fee
Rate checked
More details - Centreville BankPersonal Plus Savings AccountSavings · $2,500 min · 0.05%–0.10% by balance
Bank · 16 branches
0.05%APY$5 a year on $10,000Requirements
Product: A monthly maintenance fee of $5.00 is imposed if the balance falls below $1,000 any day of the statement cycle.
Offer: Must maintain a minimum daily balance of $2,500 to earn interest. $5.00 monthly maintenance fee if daily balance falls below $1,000 on any day of the statement cycle.
$5 monthly fee
Rate by balance
Rate by balance for Personal Plus Savings Account Balance APY $2,500 – $50,000Your amount 0.05% $50,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership. Minimum balance is $5.00. Dividends compounded and paid quarterly.
Offer: Minimum average daily balance of $100.00 to earn stated APY.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Compounded & posted monthly. Free eBanking, eStatements, and surcharge-free ATM access.
0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches