Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Providence, RI-MA metro
- BankFiveHigh Option Money MarketHigh Option Money Market · $100 min · 0.10%–0.15% by balance
Bank · 13 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Tier 4: Applies to daily balance of $100.00 to $4,999.99. Rate is paid on the entire balance in the account.
0.10% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Option Money Market Balance APY $100 – $5,000 0.10% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: e-Statements required. $5.00 monthly service fee waived if $200 daily balance and e-Statement enrollment are maintained.
Offer: Minimum balance to earn interest/APY is $100.00. e-Statement enrollment and $200.00 daily balance required to avoid monthly service fee.
0.10% interest rate · $5 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum required to open account is $10 ($100 minimum balance to open and avoid monthly fee of $1). Minimum daily balance of $25 required to earn APY.
Offer: Monthly fee of $1 is avoided with a minimum balance of $100. Minimum daily balance of $25 is required to earn APY.
0.10% interest rate · $1 monthly fee · Effective Sep 24, 2026
Rate checked
More details - Milford FederalMoney Market Checking AccountsMoney Market Checking Accounts · $50 min · 0.05%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: With earnings rates at higher money market levels, this account is ideal for individuals with higher balances desiring to maintain a high level of liquidity. Minimum to open $10.
Offer: Minimum to avoid monthly service charge $2,500.00.
0.05% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Checking Accounts Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.10% Rate checked
More details - CME Credit UnionMyLife Premium Money MarketMyLife Premium Money Market · $25 min · 0.10%–2.50% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Membership open to everyone.
Offer: Minimum to earn APY is $25.
0.10% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for MyLife Premium Money Market Balance APY $25 and upYour amount 0.10% $100,000 and upMinimum to earn APY is $100,000. 2.50% Rate checked
More details - Southcoast Credit UnionTiered Savings/Money Market AccountsTiered Savings/Money Market Accounts · $1,000 min · 0.03%–1.50% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Variable rate - Rate may change after account opening. Dividends compound monthly.
Offer: Variable rate - Rate may change after account opening.
Promotional rate · 0.03% interest rate · Effective Feb 14, 2025
Rate by balance
Rate by balance for Tiered Savings/Money Market Accounts Balance APY $1,000 – $2,500 0.03% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $100,000 0.15% $100,000 and up 1.50% Rate checked
More details - St. Anne's Credit UnionMoney MarketMoney Market · $100 min · 0.05%–0.35% by balance
Credit union · 12 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account; rates may change after account opening. Interest is paid for each day funds remain on deposit.
Offer: Minimum daily balance to earn APY is $0.01.
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $75,000 0.25% $75,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Compounded monthly, paid monthly.
Offer: Compounded monthly, paid monthly.
0.10% interest rate · Compounded monthly
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a $1 minimum account balance requirement.
Offer: Minimum daily balance of $100 required to earn interest dividends/APY.
0.10% interest rate · No monthly fee
Rate checked
More details - First Citizens Federal Credit UnionElite Money Market SavingsElite Money Market Savings · $1 min · 0.05%–0.25% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,0000.05% interest rate
Rate by balance
Rate by balance for Elite Money Market Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $75,000 0.20% $75,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Accessible via ATM; interest credited monthly.
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded and paid quarterly.
Offer: Minimum deposit of $5.00 to earn APY. Interest paid quarterly.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - Bristol County Savings BankMoney Market Passbook or StatementMoney Market Passbook or Statement · $10 min · 0.06%–0.46% by balance
Bank · 18 branches
0.06%APY$6 a year on $10,000Requirements
Product: Minimum opening deposit is $10.00. Rate may change after account is opened. Tiered interest based on account balance and no monthly maintenance fee.
Offer: Minimum opening deposit is $10.00. Rate may change after the account is opened. Minimum daily balance required to earn advertised APY is <$1,000.
0.06% interest rate · No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Passbook or Statement Balance APY Up to $1,000 0.06% $1,000 – $2,500 0.06% $2,500 – $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.11% $50,000 – $100,000 0.46% $100,000 – $250,000 0.46% $250,000 – $500,000 0.46% $500,000 – $1,000,000 0.46% $1,000,000 – $1,500,000 0.46% $1,500,000 – $2,000,000 0.46% Over $2,000,000 0.46% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - BankNewportMoney Market SavingsMoney Market Savings · $2,500 min · 0.02%–0.20% by balance
Bank · 19 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly maintenance service charge of $10.00 if daily balance falls below $2,500.00 any day of the month in a statement cycle.
Offer: Tier 1 daily balance $2,500.00 - $9,999.99. Monthly maintenance service charge of $10.00 if minimum balance falls below $2,500.00 any day of the month in a statement cycle.
$10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 0.02% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.15% $75,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches