Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Providence, RI-MA metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Statements mailed quarterly, dividends posted quarterly, calculated on average daily balance. Not an ATM accessible account. Direct deposit, can be used for overdraft protection.
Offer: No minimum balance required.
0.10% interest rate
Rate checked
More details - Blackstone River FCUMoney Market Savings AccountMoney Market Savings Account
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: No service charge fees. Statements mailed out on quarterly basis. Dividends calculated on average daily balance; dividend posted monthly. Not an ATM accessible account. Direct deposit available. Can be used for overdraft protection.
0.10% interest rate · No monthly fee
Rate checked
More details - Bluestone BankMoney Market AccountMoney Market Account · $2,500 min · 0.05%–0.10% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: Restricted to residents of Massachusetts and Rhode Island (or Massachusetts, New Hampshire, and Rhode Island per deposit schedule). Variable rate subject to change. No monthly service charge when maintaining a minimum daily balance of $2,500.00; otherwise $10.00 per month. Limited check-writing; federal regulations may limit certain types of withdrawals.
Offer: Daily balances below $10.00 do not earn interest. Monthly fee waived with minimum daily balance of $2,500.00.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.05% $2,500 and upYour amount 0.10% Rate checked
More details - Mechanics Cooperative BankPersonal Money MarketPersonal Money Market · $500 min · 0.00%–4.05% by balance
Bank · 8 branches
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate account. Monthly service fee of $27 waived if $500 daily balance is maintained. Interest is paid on the full balance in the account at the corresponding tier rate. Six not-in-person transactions allowed per cycle.
0.00% interest rate · $27 monthly fee · Effective Oct 13, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $100 0.00% $100 – $25,000Your amount 0.10% $25,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $1,000,000 3.00% $1,000,000 – $2,500,000 3.50% $2,500,000 and up 4.05% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum opening deposit and average daily balance of $1,000 required. Withdrawals allowed at any time. No monthly service charge.
Offer: Minimum average daily balance of $1,000.00 to earn stated APY.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required minimum deposit balance of $10.00 is required to earn APY. Interest paid and compounded monthly. Rate and APY may change after account is opened at any time without notice.
Offer: Required minimum deposit balance of $10.00 is required to earn APY.
0.09% interest rate · Compounded monthly
Rate checked
More details - Westerly Community Credit UnionRewards Savings AccountSavings · $5 min · 0.10%–0.15% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages). Interest is compounded & posted monthly based on total balances shown on last business day of the month.
Offer: Rate based on total balances under Primary Owner's number across savings and loans (excluding 1st Mortgages).
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Rewards Savings Account Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 – $200,000 0.10% $200,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Compounding quarterly. Rates are subject to change without notice and may change monthly. Fees may reduce earnings on the account. Other conditions may apply.
Offer: Compounding quarterly.
0.10% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. ID required at account opening. Earn dividends with minimum balance of $10.00. Can be used for overdraft protection sweep.
Offer: Earn dividends with minimum balance of $10.00.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
Offer: Minimum daily balance to earn APY is $0.01.
Promotional rate
Rate checked
More details - 0.10%APY$10 a year on $10,000intro rate
Requirements
Product: Variable rate account; rates subject to change after opening. Interest is paid for each day funds remain on deposit.
Offer: Minimum daily balance to earn APY is $0.01.
Promotional rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Assumes dividends remain on deposit for 365 days. Rates subject to change daily and may change after the account is opened.
0.10% interest rate · Effective Oct 5, 2026
Rate checked
More details - BayCoast BankConsumer Money MarketConsumer Money Market · $1,000 min · 0.10%–0.20% by balance
Bank · 25 branches
0.10%APY$10 a year on $10,000Requirements
Product: Rate may change after the account is opened. Interest is compounded and credited monthly. Maintenance or activity fees may reduce earnings. Monthly maintenance service charge of $5 waived if an average daily balance of $1,000 is maintained.
Offer: Tier 1. Monthly maintenance service charge of $5 waived if maintain average daily balance of $1,000.
0.10% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Consumer Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amountTier 2. 0.10% $50,000 and upTier 3. 0.15% $100,000 and upTier 4. 0.20% $250,000 and upTier 5. 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly maintenance service charge if average daily balance of $10.00 is maintained. Free 24 hour banking with Telephone Banking and Online Banking.
Offer: Interest compounded and credited monthly on balances of $10.00 or more.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches