Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Providence, RI-MA metro
- Centreville BankHigh Yield Savings AccountSavings · $10,000 min · 2.00%–2.50% by balance
Bank · 16 branches
2.00%APY$200 a year on $10,000intro rateRequirements
Product: Requires a minimum of $10,000 in New Money (funds not on deposit with Centreville Bank within the last 30 days) to open. Limited time offer. Avoid $5 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Offer: Requires minimum $10,000 New Money to open. Avoid $5.00 monthly maintenance fee by maintaining a minimum daily balance of $1,000.
Promotional rate · $5 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $2,500 – $50,000Your amount 2.00% $50,000 – $100,000 2.25% $100,000 and up 2.50% Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - Washington TrustHigh-Rate Savings AccountSavings · $10,000 min · 1.70%–3.10% by balance
Bank · 27 branches
1.85%APY$185 a year on $10,000with conditionsRequirements
Product: Checking account required. Minimum to open is $10,000.00 of non-Washington Trust funds, or $25.00 (may be existing funds) if a Freedom Ultra Checking account holder. Freedom Ultra personal checking customers earn an additional 0.50% APY bonus (tax reported owner on checking must match tax reported owner on savings). $2,500.00 average collected daily balance required to avoid $10.00 monthly service charge; fee waived if Tax Reported Owner is under age 21 or age 62 and older. No municipal or government funds. One account per tax reported owner only.
Offer: Standard High-Rate Savings rate. Monthly fee of $10 waived with $2,500 average collected daily balance or if Tax Reported Owner is under 21 or 62+.
Qualified rate · 1.68% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High-Rate Savings Account Balance APY Up to $2,500 1.70% $2,500 – $25,000Your amount 1.85% $25,000 – $50,000 1.95% $50,000 – $249,999 3.00% $250,000 and up 3.10% Rate checked
More details - Ocean State Credit UnionPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 1.50%–2.00% by balance
Credit union · 6 branches
1.50%APY$150 a year on $10,000Requirements
Product: A balance of $2,500.00 is required to maintain a Money Market Account and earn APY. Interest is compounded and credited monthly. Touch-tone teller access available.
Offer: Tier 1
1.49% interest rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $50,000Tier 2 1.70% $50,000 – $75,000Tier 3 1.90% $75,000 and upTier 4 2.00% Rate checked
More details - CME Credit UnionMyLife Tiered SavingsSavings · $0 min · 1.50%–3.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Rates are subject to change without notice and may change monthly. No monthly maintenance fees. Fees may reduce earnings on the account. Other conditions may apply.
Offer: Tier 1 for balances from $0.00 to $29,999.99.
1.49% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for MyLife Tiered Savings Balance APY Up to $30,000Your amount 1.50% $30,000 and up 3.50% Rate checked
More details - Centreville BankPersonal Premium Money MarketPersonal Premium Money Market · $10,000 min · 1.20%–2.30% by balance
Bank · 16 branches
1.20%APY$120 a year on $10,000Requirements
Product: High-yield savings benefits combined with check-writing capabilities. Opening deposit of $10,000 required. Monthly maintenance fee of $10 imposed if balance falls below $10,000 any day of the statement cycle. Rate may change after account is opened.
Offer: Tier 1. Rate may change after the account is opened. Monthly maintenance fee of $10.00 will be imposed if the balance falls below $10,000 any day of the statement cycle.
$10 monthly fee
Rate by balance
Rate by balance for Personal Premium Money Market Balance APY $10,000 – $25,000Your amount 1.20% $25,000 – $50,000Tier 2. 1.40% $50,000 – $100,000Tier 3. 1.60% $100,000 – $250,000Tier 4. 1.80% $250,000 – $500,000Tier 5. 2.05% $500,000 and upTier 6. 2.30% Rate checked
More details - Westerly Community Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $100 min · 1.00%–3.05% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: A minimum balance of $100 and an active eChecking account is required. If requirements not met, the lowest tier rate published on that day will apply. Interest is compounded monthly and credited to your account monthly.
Offer: Requires an active eChecking account and minimum balance of $100. If requirements not met, the lowest tier rate published on that day will apply.
Qualified rate · 0.99% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY $100 – $20,000Your amount 1.00% $20,000 – $50,000Requires an active eChecking account. 1.40% $50,000 – $100,000Requires an active eChecking account. 2.50% $100,000 – $250,000Requires an active eChecking account. 2.80% $250,000 and upRequires an active eChecking account. 3.05% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per SSN. Membership restrictions apply.
Offer: When linked Kasasa Cash or Kasasa Cash Back checking qualifications are met (at least 12 debit card purchases, log into online banking once per cycle, receive eStatements).
Qualified rate · 0.99% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Dime BankDeposit Accelerator Money MarketDeposit Accelerator Money Market · $5,000 min · 0.20%–3.50% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Rate lock through December 31, 2026; APY may change after promotional lock period. Requires new funds not currently on deposit (maximum $1,000,000). Requires opening or maintaining a Dime Bank checking account with at least $2,000 at account opening. One account per TIN. $25 monthly maintenance fee waived if monthly average balance is at least $5,000.
Offer: Tier 1. Rate lock through December 31, 2026. Requires new funds and a Dime Bank checking account with at least $2,000 at account opening. $25 monthly fee waived if monthly average balance is $5,000 or more.
Qualified rate · $25 monthly fee · Effective Sep 8, 2026
Rate by balance
Rate by balance for Deposit Accelerator Money Market Balance APY Up to $10,000 0.20% $10,000 – $25,000Your amountTier 2. 1.00% $25,000 – $100,000Tier 3. 2.50% $100,000 – $250,000Tier 4. 3.25% $250,000 and upTier 5. 3.50% Rate checked
More details - Wave Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,000 min · 0.75%–1.50% by balance
Credit union · 3 branches
0.85%APY$85 a year on $10,0000.75% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,000 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 and up 1.50% Rate checked
More details - Rhode Island Credit UnionMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.75%–1.26% by balance
Credit union · 8 branches
0.75%APY$75 a year on $10,000Requirements
Product: Interest Rate and Annual Percentage Yield may change daily as determined by the Credit Union's Board of Directors.
0.75% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.00% $75,000 and up 1.26% Rate checked
More details - Greenwood Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.00%–2.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 0.75% $50,000 – $150,000 1.25% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Internet-only savings account. In-branch transactions/services are $5.00 per visit.
Offer: Minimum balance to open and earn disclosed APY is $10.00; in-branch banking fee of $5.00 per visit.
0.60% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Providence, RI-MA metro
137 accounts at 46 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Providence, RI-MA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Shoreham BankBank · 3 branches
- Coastal1 Credit UnionCredit union · 19 branches
- Ocean State Credit UnionCredit union · 6 branches