Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–14 results in Ponca City, OK metro
- 2.90%APY$290 a year on $10,000
Requirements
Product: No monthly service charge with a $100 minimum ledger balance ($1 monthly fee for lower balances). $1.50 per withdrawal beginning with the third withdrawal during a calendar month (applies to teller withdrawals, paper drafts, and ACH items).
Offer: Collected balance of $100 required to earn interest. $1 monthly service fee waived with $100 minimum ledger balance.
2.86% interest rate · Balance cap $1,000,000 · $1 monthly fee
Rate checked
More details - 2.45%APY$245 a year on $10,000
Requirements
Product: Tiered-rate savings account with 5 separate rate tiers where rate increases with balance. Minimum daily collected balance of $1,000 for interest to accrue. No monthly service charge. $10 per withdrawal assessed beginning with the 7th withdrawal per statement cycle (applies to checks, teller withdrawals, paper drafts, and ACH items).
Offer: Balances through $999.99 earn 0.00% interest. $1,000 minimum daily collected balance required for interest to accrue.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Treasury Fund Account Balance APY Up to $1,000 0.00% $1,000 – $50,000Your amount 2.45% $50,000 – $250,000 2.80% $250,000 – $1,000,000 3.15% $1,000,000 and up 3.35% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
2.33% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Qualifying rate on daily balances up to and including $200,001.00 when monthly qualifications are met on the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate by balance
Rate by balance for CNB High-Yield Savings Balance APY Up to $200,001Your amount 2.00% $200,001 and up 0.50% Rate checked
More details - Community National Bank & TrustPlatinum Savings AccountSavings · $5,000 min · 0.15%–1.91% by balance
Bank · 2 branches
1.91%APY$191 a year on $10,000Requirements
Product: Variable rate account; rate may change after account is opened. $2 monthly service charge waived by maintaining an average daily balance of $25 or more. Includes 6 free withdrawals per cycle ($1 fee per excess withdrawal) and 30 free deposited items per month ($0.25 fee per excess deposited item). Paper statement option has a $1.00 monthly service fee.
Offer: Applies to balances below $5,000. Interest paid quarterly. Variable rate.
0.15% interest rate · $2 monthly fee · Effective Jan 30, 2026
Rate by balance
Rate by balance for Platinum Savings Account Balance APY Up to $5,000 0.15% $5,000 – $25,000Your amount 1.91% $25,000 – $50,000 1.91% $50,000 – $100,000 1.91% Rate checked
More details - Gateway First BankGateway Money MarketGateway Money Market · $1,000 min · 1.75%–2.50% by balance
Bank · 2 branches
1.75%APY$175 a year on $10,000Requirements
Product: Not available in AK, CA, GA, HI, IL, ME, MA, MT, NH, NY, RI, VT. Rates are variable and may change after account opening.
1.74% interest rate · No monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for Gateway Money Market Balance APY Up to $25,000Your amount 1.75% $25,000 and up 2.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Quarterly service charge of $5.00 applies if the daily balance on any day of the quarter falls below $25.00 (quarterly service charge is $0 if balance remains above $25 all days of cycle). Minimum daily balance of $100.00 required to earn APY.
Offer: Minimum daily balance of $100 required to earn APY. $5 quarterly fee if balance falls below $25 on any day of the quarter.
0.50% interest rate · Effective Oct 2, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
Offer: Interest compounded quarterly. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont.
0.50% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2026
Rate checked
More details - Cherokee Strip Credit UnionPRIME MONEY MARKETPRIME MONEY MARKET · $2,000 min · 0.40%–2.80% by balance
Credit union · 2 branches
0.40%APY$40 a year on $10,000Requirements
Product: $5 minimum deposit into a share savings account serves as membership to open an account.
Effective Mar 27, 2024
Rate by balance
Rate by balance for PRIME MONEY MARKET Balance APY Any balanceYour amount 0.40% $25,000 and up 2.80% $100,000 and up 2.80% $250,000 and up 2.30% $500,000 and up 2.05% $1,000,000 and up 1.55% Rate checked
More details - Equity BankRewards Money MarketRewards Money Market · $1,000 min · 0.30%–2.50% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Rewards Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Rewards Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Rewards Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.50% Rate checked
More details - Equity BankPerks Plus Money MarketPerks Plus Money Market · $1,000 min · 0.30%–2.25% by balance
Bank · 4 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Requires being a Perks Plus Checking customer. Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money. Requires Perks Plus Checking.
Qualified rate · Compounded monthly
Rate by balance
Rate by balance for Perks Plus Money Market Balance APY Up to $24,999Your amount 0.30% $25,000 – $100,000 0.75% $100,000 and up 2.25% Rate checked
More details - Equity BankChrome Money MarketChrome Money Market · $1,000 min · 0.05%–2.01% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Limited-time offer for new accounts with new money deposited to Equity Bank. Monthly maintenance fee waived with minimum balance.
Offer: Variable tiered rate. Compounded monthly and credited monthly. Limited-time offer for new accounts with new money.
Promotional rate · Compounded monthly
Rate by balance
Rate by balance for Chrome Money Market Balance APY Up to $24,999Your amount 0.05% $25,000 – $100,000 0.50% $100,000 and up 2.01% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to CNB High-Yield Checking or CNB Cash Back checking account. To earn reward APY tiers, the following qualifications must be met in the linked checking account during each Monthly Qualification Cycle: at least 15 debit card purchases, at least 1 ACH credit or ACH payment transaction, and enrollment in eStatements. If qualifications are not met, the base APY applies to the entire daily balance. Limit one CNB High-Yield Savings Account per customer. Variable rate account.
Offer: Base rate earned on entire daily balance when qualifications are not met in the linked CNB Reward Checking account.
Qualified rate · No monthly fee · Effective Jan 1, 2025
Rate checked
More details - 0.04%APY$4 a year on $10,000
Effective Mar 27, 2024
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ponca City, OK metro
14 accounts at 7 banks and credit unions · checked Oct 15–16
- Typical
- 0.50%
- Top 10% from
- 2.42%
- Banks, typical
- 1.13%
- Credit unions, typical
- 0.22%
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Oklahoma
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Communication Federal Credit UnionCredit union · 24 branches
- Endurance Federal Credit UnionCredit union · 4 branches
- American Airlines Federal Credit UnionCredit union · 3 branches