Credit union · NCUA insured
Cherokee Strip Credit Union Savings Rates
Cherokee Strip Credit Union’s best savings rate is 0.40% APY on $10,000, with its PRIME MONEY MARKET. Rates checked October 15, 2026.
How Cherokee Strip Credit Union’s savings rates compare
Compared with banks and credit unions near Ponca City, OK, where Cherokee Strip Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cherokee Strip Credit Union
0.40%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $40
PRIME MONEY MARKET
Top rate
BancFirst
2.90%APY
- Minimum
- —
- Earns on $10,000 a year
- $290
2nd-highest rate
Gateway First Bank
2.35%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $235
Cherokee Strip Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0002.80%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cherokee Strip Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
PRIME MONEY MARKET
0.40%APY
$5 minimum deposit into a share savings account serves as membership to open an account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
| $25,000 and up | 2.80% | — |
| $100,000 and up | 2.80% | — |
| $250,000 and up | 2.30% | — |
| $500,000 and up | 2.05% | — |
| $1,000,000 and up | 1.55% | — |
Sources (1)
- cherokeestrip.com/savings · captured Sep 18, 2026
SECONDARY SAVINGS
0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.04% | $4 |
Sources (1)
- cherokeestrip.com/savings · captured Sep 18, 2026
Special-purpose accounts
CHRISTMAS CLUB
0.04%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.04% | $4 |
Sources (1)
- cherokeestrip.com/savings · captured Sep 18, 2026
Who can join Cherokee Strip Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Those who live, work, or worship in the state of Oklahoma, and currently use or purchased a major consumer product or service in the last three years (eligible through common bond Oklahoma Consumer Council).
- Active and retired employees of Cherokee Strip Credit Union.
- Those who now, or shall later become, a current or retired employee or member of common bonds listed on the credit union's common bonds list.
Family and household
- Spouse, father, mother, brother, sister, son, daughter, grandmother, grandfather, or grandchild of a current Credit Union member (through direct lineage, 'step', or 'in law').
Cost to join
- An initial membership deposit of $5.00 is required along with reasonably good credit.
Membership information collected October 4, 2026.