Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Philadelphia, PA-NJ-DE-MD metro
- Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Must be opened with new money not currently on deposit at Propell. Individual Retirement Accounts are not eligible. Limit of one iSAVE Money Market account per member.
Offer: To obtain the stated dividend and APY, member must have an active iSAVE checking. An active iSAVE checking requires at least one qualifying transaction in the month: ACH into iSAVE checking, bill pay from iSAVE checking, or a debit card purchase from iSAVE checking. Variable-rate account; rate may change after opening. Fees may reduce earnings.
Qualified rate · 1.24% interest rate · Effective Sep 1, 2026
Rate checked
More details - Haddon Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.85%–1.25% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,0000.85% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Up to $1,000 0.85% $1,000 – $5,000 0.85% $5,000 – $10,000 1.00% $10,000 and upYour amount 1.25% Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - OceanFirst BankFirstWave Money MarketFirstWave Money Market · $0 min · 0.05%–2.50% by balance
Bank · 3 branches
1.25%APY$125 a year on $10,000intro rateRequirements
Product: New money only. $10,000 minimum to receive promotional rates. Available for consumer and business.
Promotional rate · 0.05% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for FirstWave Money Market Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountNew money only; 1.25% $100,000 – $250,000New money only; 2.00% $250,000 – $500,000New money only; 2.25% $500,000 and upNew money only; 2.50% Rate checked
More details - Philadelphia Federal Credit UnionMoney Market SavingsMoney Market Savings · $50 min · 0.35%–1.50% by balance
Credit union · 13 branches
1.25%APY$125 a year on $10,000Requirements
Product: Earn dividends on balances of $50 or more. $5 monthly fee waived if minimum daily balance is $2,500 or greater each day of the month.
Offer: Minimum daily balance required to earn stated dividend rate and APY. $5 monthly fee waived if the minimum daily balance is $2,500 or greater for each day of the month.
0.35% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY $50 and up 0.35% $2,500 and up 1.00% $10,000 and upYour amount 1.25% $25,000 and up 1.50% Rate checked
More details - Tri County Area Federal Credit UnionMoney Market PlusMoney Market Plus · $0 min · 0.00%–1.60% by balance
Credit union · 2 branches
1.20%APY$120 a year on $10,0000.00% interest rate
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $2,500 0.00% $2,500 – $50,000Your amount 1.20% $50,000 – $100,000 1.40% $100,000 and up 1.60% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: Interest begins to accrue on the day of deposit and is compounded and credited quarterly. No fee.
Offer: Interest paid quarterly.
0.80% interest rate · No monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Passbook Account Balance APY Up to $1,000 0.80% $1,000 – $5,000 0.80% $5,000 – $10,000 0.90% $10,000 and upYour amount 1.15% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: An average daily balance of $50.00 is required to avoid a monthly service fee of $1.00. Interest is compounded and credited monthly. ATM card access is available.
Offer: Average daily balance of $50.00 required to avoid $1.00 monthly service fee. Interest paid monthly.
0.80% interest rate · $1 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $1,000 0.80% $1,000 – $5,000 0.80% $5,000 – $10,000 0.90% $10,000 and upYour amount 1.15% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: FedPerks rate (.10% bonus). Requires FedChoice Checking Account and membership in the FedPerks program. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.15% $20,000 – $50,000 1.20% $50,000 – $100,000 1.50% Over $100,000 1.75% Rate checked
More details - Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.05%–1.65% by balance
Credit union · 1 branch
1.05%APY$105 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: Standard rate. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.05% $20,000 – $50,000 1.10% $50,000 – $100,000 1.40% Over $100,000 1.65% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionSavings Plus Account (S5)Savings
Credit union · 17 branches
1.00%APY$100 a year on $10,000Requirements
Product: No minimum balance to earn dividends. Unlimited free withdrawals.
1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - Dover Federal Credit UnionMoney MarketMoney Market · $1,000 min · 1.00%–2.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $10,000 1.00% $10,000 – $50,000Your amount 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $10 monthly service charge is waived with a $1,000 minimum daily balance, which is also required to earn interest.
Offer: Applies to all balances. Requires a $1,000 minimum daily balance to earn interest and avoid the $10 monthly service charge.
$10 monthly fee · Effective Jun 7, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Philadelphia, PA-NJ-DE-MD metro
352 accounts at 122 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.80%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches