Best high-yield savings rates

Requirements

Product: Auxiliary savings account option to save for specific goals.

Offer: $250 minimum balance to earn dividends.

Requirements

Product: Tiered rate savings account available only to holders of a Kasasa Cash Checking, Kasasa Cashback Checking, Kasasa Play Checking, or Kasasa Eats Checking account. Must be enrolled in eStatements. Rewards and ATM fee refunds from linked Kasasa checking are automatically deposited into Kasasa Saver.

Offer: Base rate applies to the entire balance if qualification requirements are not met during the monthly qualification cycle on the linked Kasasa checking account.

Requirements

Product: Auxiliary savings account option to save for specific goals.

Offer: $100 minimum balance to earn dividends.

Requirements

Product: Sound membership with a Prime Savings is required.

Offer: $0 opening deposit and no minimum balance requirements. Dividends compounded and credited monthly.

Requirements

Product: Sound membership with a Prime Savings is required. Establishes membership.

Offer: Minimum balance to earn APY is $100. Dividends compounded and credited monthly. No monthly fees.

Requirements

Product: Monthly maintenance fee of $10 is waived by maintaining a minimum daily balance of at least $300. Interest compounded and credited monthly using daily balance method.

Offer: $10 monthly fee waived by maintaining a minimum daily balance of $300.

Requirements

Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.

Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).

Requirements

Product: Maintain a $300 minimum daily balance in the account to avoid the $3 monthly maintenance fee. Interest is compounded daily and paid monthly.

Offer: Maintain a $300 minimum daily balance to avoid the monthly maintenance fee. Applies to all balances.

Requirements

Product: Maintain a $2,500 minimum daily balance in the account to avoid the $10 monthly maintenance fee. Interest is compounded daily and paid monthly.

Offer: Maintain a $2,500 minimum daily balance to avoid the monthly maintenance fee.

Requirements

Product: Must maintain a $300 minimum daily balance during the quarterly statement cycle to earn disclosed APY and avoid the $9 quarterly service fee. $50 early account closure fee if closed within 90 days of opening.

Offer: Requires a minimum daily balance of $300 to obtain disclosed APY. $9 quarterly service fee applies if balance falls below $300.

Requirements

Product: Tiered interest rates. Monthly e-statements available free of charge; mailed statements available for $1.00 per month. No minimum balance to open. Rates may change after account is opened.

Offer: Rates may change after account is opened. Fees could reduce earnings.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: 1-year term. Requires a minimum $10 monthly deposit (maximum monthly deposit $5,000); if the monthly deposit is not made, the dividend rate defaults to the Regular Share rate. No monthly maintenance fee. Early withdrawal penalty may apply.

Offer: Without $10 monthly deposit. Dividend rate defaults to Regular Share rate.

Requirements

Product: Account establishes membership at America's Credit Union. NCUA insured up to $250,000. Dividends are compounded and credited monthly. No monthly maintenance fee.