Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Olympia, WA metro
- WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 2 branches
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: 1-year term. Requires a minimum $10 monthly deposit (maximum monthly deposit $5,000); if the monthly deposit is not made, the dividend rate defaults to the Regular Share rate. No monthly maintenance fee. Early withdrawal penalty may apply.
Offer: Qualifying tier: requires $10 or more deposit per month. Term is 1 year.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.
Offer: Requires 1 qualifying loan.
Qualified rate · Effective Oct 1, 2026
Rate checked
More details - evergreenDIRECT Credit UnionKasasa SaverSavings · $0 min · 0.05%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Tiered rate savings account available only to holders of a Kasasa Cash Checking, Kasasa Cashback Checking, Kasasa Play Checking, or Kasasa Eats Checking account. Must be enrolled in eStatements. Rewards and ATM fee refunds from linked Kasasa checking are automatically deposited into Kasasa Saver.
Offer: Rate applies to balance portion $0 to $25,000 when minimum qualifications are met on the linked Kasasa checking account (12 debit card purchases of at least $3 each, at least 1 ACH Debit payment or eDCU BillPay transaction, and log into online banking monthly).
Qualified rate · 0.99% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and up 0.05% Rate checked
More details - O Bee Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–3.25% by balance
Credit union · 5 branches
0.80%APY$80 a year on $10,000Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.80% $50,000 – $100,000 1.25% $100,000 – $250,000 1.50% $250,000 – $500,000 2.00% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - WSECUMoney Market accountsMoney Market accounts · $0 min · 0.10%–1.25% by balance
Credit union · 7 branches
0.79%APY$79 a year on $10,000Requirements
Product: No minimum balance requirement. No maintenance fees. Earnings are based on average daily balance and paid at the end of each month. Withdrawals are limited to 6 per month.
Offer: Based on average daily balance.
No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market accounts Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - WSECUPerformance Money MarketPerformance Money Market · $0 min · 0.10%–1.25% by balance
Credit union · 7 branches
0.79%APY$79 a year on $10,000Requirements
Offer: Avg Daily Balance.
0.10% interest rate
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $5,000 0.10% $5,000 – $10,000 0.74% $10,000 – $25,000Your amount 0.79% $25,000 – $50,000 0.89% $50,000 – $100,000 0.94% $100,000 and up 1.25% Rate checked
More details - 1st Security BankHigh Yield Money MarketHigh Yield Money Market · $1,500 min · 0.50%–2.00% by balance
Bank · 2 branches
0.75%APY$75 a year on $10,000Requirements
Product: Monthly maintenance service charge of $15 is waived if maintaining a minimum daily balance of $1,500 and maintaining an active 1st Security Bank business or consumer checking account.
Offer: Maintain a minimum daily balance of $1,500 and an active 1st Security Bank business or consumer checking account to avoid $15 monthly maintenance service charge.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $5,000 0.50% $5,000 – $100,000Your amount 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.50% $1,000,000 and up 2.00% Rate checked
More details - 1st Security BankTiered Rate Money MarketTiered Rate Money Market · $100 min · 0.35%–1.00% by balance
Bank · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited at the end of each month using the daily balance method. Monthly maintenance service charge of $15 is waived by maintaining a minimum daily balance of $1,500.
Offer: Maintain a minimum daily balance of $1,500 to avoid $15 monthly maintenance fee.
$15 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Tiered Rate Money Market Balance APY Up to $5,000 0.35% $5,000 – $50,000Your amount 0.55% $50,000 – $100,000 0.75% $100,000 and up 1.00% Rate checked
More details - Our Community CUMoney Market AccountMoney Market Account · 0.00%–0.85% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Dividends for Money Market accounts are calculated using the average daily balance method, which applies a periodic rate to the account’s average daily balance during the statement period. Minimum balance to earn APY is $2,500. Fees may reduce earnings.
Offer: Under $2,500 average daily balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $9,999 0.45% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.65% $50,000 – $99,999 0.75% $100,000 and up 0.85% Rate checked
More details - evergreenDIRECT Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–1.26% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: All Washington state residents are eligible to join. Membership requires purchasing and maintaining at least 1 share ($5.00 par value). Tiered rate applies to the full balance of the account once a balance range is met. Includes 3 free withdrawals per month (fees apply for additional withdrawals). Minimum deposit of $2,500 to open.
Offer: Daily balance of $2,500.00 to $9,999.99. Rate applies to the full balance of the account.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.30% $10,000 – $20,000Your amount 0.35% $20,000 – $35,000 0.40% $35,000 – $50,000 0.50% $50,000 – $75,000 0.60% $75,000 and up 1.26% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: Rates may change after account is opened. Fees could reduce earnings.
0.25% interest rate · Effective Oct 20, 2026
Rate checked
More details - Gesa Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–0.45% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends calculated using daily balance method. Minimum daily balance of $2,500.00 required each day to obtain disclosed APY. Minimum average daily balance of $2,500.00 required to avoid a service fee for the calendar month as stated in the Consumer Fee Schedule. New rates set on first of each month; rates may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 – $250,000 0.40% $250,000 and up 0.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: To open a Money Market Account, you must establish and maintain membership by opening a Member Advantage Savings Account or Member Share Savings Account. No minimum balance required to open or maintain the account; no monthly maintenance fees.
Offer: Rate applies to entire balance.
No monthly fee · Effective Oct 7, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Olympia, WA metro
87 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Olympia, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America's Credit UnionCredit union · 4 branches
- Navy Federal Credit UnionCredit union · 1 branch
- Our Community CUCredit union · 1 branch