Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in New York, NY-NJ metro
- Lakehurst Naval Federal Credit UnionMoney MarketMoney Market · $0 min · 1.75%–3.25% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: No monthly maintenance fees. Regular Money Market has no minimum opening balance requirement. Dividends are earned daily and posted monthly. Limit of 6 withdrawals or transfers per month. Rates can change weekly.
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 1.75% $5,000 – $15,000Your amount 1.75% $15,000 – $25,000 1.75% $25,000 – $50,000 2.25% $50,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - 1.61%APY$161 a year on $10,000
Requirements
Product: Dividends compounded quarterly. Federally insured by NCUA.
Offer: Dividends compounded quarterly; no fees.
1.60% interest rate · Compounded quarterly · No monthly fee
Rate checked
More details - United Teletech FinancialUnited Money MarketUnited Money Market · $1,000 min · 0.25%–2.20% by balance
Credit union · 6 branches
1.60%APY$160 a year on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. Balances up to $9,999,999 eligible for promotional APY. Minimum balance of $1,000 to avoid a service fee. No more than 6 transfers and withdrawals per month. Must maintain membership share ($5.00).
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for United Money Market Balance APY $1,000 – $10,000 0.25% $10,000 – $24,999Your amount 1.60% $25,000 – $9,999,999 2.20% Rate checked
More details - Financial Resources FCUUltra Purple SavingsSavings · $1,000 min · 0.00%–3.03% by balance
Credit union · 9 branches
1.51%APY$151 a year on $10,000Requirements
Product: Can be opened with $1,000 and requires a daily minimum balance of $10,000.
0.00% interest rate
Rate by balance
Rate by balance for Ultra Purple Savings Balance APY Up to $10,000 0.00% $10,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.51% $100,000 – $250,000 2.27% $250,000 – $500,000 2.78% $500,000 and up 3.03% Rate checked
More details - Financial Resources FCUPurple SavingsSavings · $25 min · 1.00%–1.51% by balance
Credit union · 9 branches
1.51%APY$151 a year on $10,000Requirements
Product: Can be opened with $25; requires a daily minimum balance of $25 or higher.
1.00% interest rate
Rate by balance
Rate by balance for Purple Savings Balance APY Up to $500 1.00% $500 – $10,000 1.00% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 and up 1.51% Rate checked
More details - 1.51%APY$151 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: Three-Star Award: Meet requirements for preceding level (maintain Power Checking Account, use VISA Debit Card for at least 4 purchases/month) and sign up for eDocs.
Qualified rate · 1.50% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - Ascendia BankWelcome Tiered Statement SavingsSavings · $5 min · 1.50%–2.00% by balance
Bank · 5 branches
1.50%APY$150 a year on $10,000Requirements
Product: New money only (defined as deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate will be paid on the entire account balance. Rates may change after account opening and at any time. Minimum opening balance is $5.00. Minimum to obtain APY is $0.01.
Offer: Tier One. Interest rate is 1.47%. Paid on entire account balance.
1.47% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Welcome Tiered Statement Savings Balance APY Up to $50,000Your amount 1.50% $50,000 – $250,000Tier Two. Interest rate is 1.71%. 1.75% $250,000 and upTier Three. Interest rate is 1.95%. 2.00% Rate checked
More details - Liberty Savings Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.50%–2.75% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Projected Rates for October 2026. Rate is not guaranteed. Dividends are compounded monthly and credited monthly, calculated by the average daily balance method. Minimum balance to get started is $2,500; up to 6 withdrawals or transfers per month.
Offer: Projected rates for October 2026; rate is not guaranteed.
Promotional rate · 1.49% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000,000 and up 2.75% Rate checked
More details - Apple BankApple Advantage Money Market AccountApple Advantage Money Market Account · $10,000 min
Bank · 78 branches
1.50%APY$150 a year on $10,000Requirements
Product: Available in branch.
1.48% interest rate · Effective Oct 1, 2026
Rate checked
More details - Ascendia BankNew Heights Money Market CheckingNew Heights Money Market Checking · $1,000 min · 1.50%–3.00% by balance
Bank · 5 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire account balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Tier One. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
Promotional rate · 1.47% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for New Heights Money Market Checking Balance APY Up to $50,000Your amount 1.50% $50,000 and upTier Two. 3.00% Rate checked
More details - Haven Savings BankSafe Haven Relationship SavingsSavings · $1,000 min · 0.50%–3.00% by balance
Bank · 9 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Minimum opening deposit of $1,000 (new money only). Must maintain a Savings Relationship Account linked to a Beacon Checking or Lighthouse 360 Checking. Maintain a daily balance of $1,000 or higher in account or relationship account to avoid a $15 maintenance fee. Interest is compounded and credited monthly based on daily balance. Fees may reduce earnings.
Offer: Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit.
Qualified rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Safe Haven Relationship Savings Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 1.50% $50,000 and up 3.00% Rate checked
More details - Liberty Bank of New JerseyPersonal Money MarketPersonal Money Market · $500 min · 1.50%–2.75% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Tiered account with variable interest rate. $500.00 minimum deposit to open and earn. $1,000.00 average daily balance for the month to avoid a $10.00 monthly service charge. Fees may reduce earnings. Promotional rates require opening a Classic Checking account with new to Bank funds (transfers or withdrawals from existing accounts do not qualify). Classic Checking requires $50.00 minimum deposit to open and $250.00 average daily balance for the month to avoid $10.00 monthly service charge. Limited to one promotion per customer.
Offer: Promotional rate includes 0.50% Bonus APY with opening of Classic Checking for new to Bank funds only. $1,000.00 average daily balance for the month avoids $10.00 monthly service charge.
Qualified rate · $10 monthly fee · Effective Aug 19, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $150,000 2.50% $150,000 and up 2.75% Rate checked
More details - Garden Savings FCUPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–3.10% by balance
Credit union · 6 branches
1.35%APY$135 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $10,000.
Offer: $10 Monthly Fee applies for daily balances less than $10,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.50% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $200,000 1.85% $200,000 – $250,000 2.10% $250,000 – $500,000 2.60% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Self Reliance Financial Federal Credit UnionMoney MarketMoney Market · $1,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. If the account balance falls below the minimum balance requirement ($1,000), the advertised APY will not be earned. No monthly maintenance fee.
Offer: A minimum balance of $1,000 is required to open and earn the advertised APY. Dividends compounded daily and credited monthly. Rates variable.
1.30% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Self Reliance Financial Federal Credit UnionPremium Money MarketPremium Money Market · $5,000 min
Credit union · 4 branches
1.30%APY$130 a year on $10,000Requirements
Product: Membership required. Variable rate. Dividends compounded daily and credited monthly. A minimum balance of $5,000 is required to open a Premium Money Market Account and earn the applicable advertised APY; if balance falls below the requirement, advertised APY is not earned.
Offer: Table lists minimum balance of $1,000; disclosure specifies $5,000 minimum balance required to open and earn advertised APY. Dividends compounded daily, credited monthly. Rates variable.
1.30% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
475 accounts at 181 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches