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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 46–60 results in New York, NY-NJ metro

  1. First BankHigh Yield Savings AccountSavings · $1,000 min

    Bank · 8 branches

    3.00%APY$300 a year on $10,000
  2. XCEL Federal Credit UnionLift High Yield SavingsSavings · $1,000 min

    Credit union · 2 branches

    3.00%APY$300 a year on $10,000intro rate
  3. First Commerce BankRelationship SavingsSavings · $1,000 min

    Bank · 9 branches

    3.00%APY$300 a year on $10,000
  4. ConnectOne BankConnection Plus SavingsSavings · $2,500 min · 0.00%–3.10% by balance

    Bank · 55 branches

    3.00%APY$300 a year on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  6. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance

    Bank · 1 branch

    3.00%APY$300 a year on $10,000intro rate
  7. Top Carrot, Carrot Score 87
    Peoples Security Bank & TrustMaxEarnings SaverSavings · $25 min

    Bank · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  8. Top Carrot, Carrot Score 87
    Ponce BankCDFI Money MarketCDFI Money Market · $0 min

    Bank · 14 branches

    3.00%APY$300 a year on $10,000
  9. First Commerce BankRelationship Money MarketRelationship Money Market · $1,000 min

    Bank · 9 branches

    3.00%APY$300 a year on $10,000with conditions
  10. Top Carrot, Carrot Score 89
    CitiCiti Accelerate SavingsSavings · $0 min

    Bank · 219 branches

    3.00%APY$300 a year on $10,000
  11. Woori America BankWooriWON Money MarketWooriWON Money Market · $500 min · 3.00%–3.15% by balance

    Bank · 9 branches

    3.00%APY$300 a year on $10,000
  12. Top Carrot, Carrot Score 89
    Sunmark Credit UnionKasasa SaverSavings · $1 min · 0.05%–3.00% by balance

    Credit union · 1 branch

    3.00%APY$300 a year on $10,000with conditions
  13. Top Carrot, Carrot Score 89
    Municipal Credit UnionHigh Yield SavingsSavings · $100 min

    Credit union · 15 branches

    3.00%APY$300 a year on $10,000intro rate
  14. Woori America BankWooriWON SavingsSavings · $100 min · 2.95%–3.25% by balance

    Bank · 9 branches

    2.95%APY$295 a year on $10,000
  15. Spencer Savings BankPremium Money MarketPremium Money Market · $100 min · 0.00%–2.90% by balance

    Bank · 27 branches

    2.90%APY$290 a year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in New York, NY-NJ metro

475 accounts at 181 banks and credit unions · checked Oct 16–22

Typical
0.25%
Top 10% from
3.00%
Banks, typical
0.25%
Credit unions, typical
0.25%

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New York, NY-NJ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Quorum Federal Credit UnionCredit union · 1 branch
  2. BTG Pactual Bank, National AssociationBank · 1 branch
  3. USALLIANCE FinancialCredit union · 3 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate