Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in New York, NY-NJ metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Offers three account options: Passbook Savings, Statement Savings, and Young Savers Passbook (ages 0-17). Statement Savings includes ATM card, mobile banking with check deposits, and e-Statements. No monthly maintenance fee.
Offer: Interest compounded continuously, credited monthly.
No monthly fee · Effective Oct 4, 2026
Rate checked
More details - Justice Federal Credit UnionFreedom Direct SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: One Freedom Direct Savings per Justice Federal membership. No monthly service fees and no minimum balance requirement. No minimum opening deposit. Variable rate account.
Offer: Non-qualifying rate when checking and direct deposit requirements are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Direct Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - Justice Federal Credit UnionShare SavingsSavings · $300 min · 0.10%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: A $5 minimum balance in a Savings Account is required to establish and maintain membership. Direct deposit and automatic transfers available. Variable rate account; fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Savings Balance APY $300 – $2,499 0.10% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier II
0.10% interest rate · Balance cap $99,999.99 · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $50.00 is maintained.
Offer: No minimum to earn interest
Qualified rate · 0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $2.00 monthly service charge waived if average daily balance per statement cycle of $200.00 is maintained. No Monthly Charge for CRA lifeline.
0.10% interest rate · $2 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - Advantage Financial Federal Credit UnionHigh Yield Money MarketHigh Yield Money Market · $1 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rates on balances of $2,500 or more. Earnings compounded monthly. Unlimited in-person withdrawals or by mail; 6 preauthorized electronic withdrawals per month. Paper statements subject to a $1.00 fee; avoid by opting into e-statements. Dividends calculated based on average daily balance. Dividend rates are variable.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $2,500 0.00% $2,500 – $75,000Your amount 0.10% $75,000 – $175,000 0.15% $175,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $4 monthly service fee can be avoided by maintaining an average monthly balance of $500. Up to 6 transfers/withdrawals per statement cycle without fee; $5 fee per preauthorized debit in excess of 6.
Offer: $4 monthly service fee can be avoided by maintaining a $500 average monthly balance.
0.05% interest rate · $4 monthly fee · Effective Nov 3, 2025
Rate by balance
Rate by balance for Popular Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Monthly Service Fee can be avoided if minimum balance is met ($100)
0.10% interest rate · No monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Sep 17, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires a minimum opening deposit of $5.00. No limit on the number of in-person withdrawals or transfers. Dividend Rate and Annual Percentage Yield may change at any time as determined by the Credit Union Board of Directors.
Offer: Interest/dividends paid on balances of $250.00 or more.
0.10% interest rate · Effective Jan 10, 2023
Rate checked
More details - Liberty Savings Federal Credit UnionPrimary Savings AccountsSavings · $501 min
Credit union · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: A $25 minimum balance gets you started. Dividends paid on balances over $501. The first $25 deposited into the Primary Share Account is not available for withdrawal and is required to maintain membership. Dividends calculated by average daily balance method. Up to 6 withdrawals/transfers per calendar month.
Offer: Minimum Average Daily Balance to receive dividend is $501.
Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches