Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in New York, NY-NJ metro
- Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 36 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Offer: Variable rate. APY effective as of 10/07/2026. Maintain $0.01 daily balance to obtain disclosed APY. Interest compounded daily, paid monthly.
0.40% interest rate · Compounded daily · No monthly fee · Effective Oct 7, 2026
Rate checked
More details - Jersey Central Federal Credit UnionShare Savings AccountSavings · $5 min · 0.00%–0.50% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit is $5.00 with setup of automatic deposit (payroll deduction/direct deposit), or $100.00 without automatic deposit. Quarterly dividends paid on balances of $100.00 and above. Excess savings withdrawal fee of $10.00 per transaction over 6 per month. $2.00 per paper statement (exempt for minors and members 65+).
0.00% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Burial AccountsSavings
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Burial accounts are considered shares so rates are the same as Regular Shares.
Offer: Burial accounts are considered shares so these rates are the same as Regular Shares.
0.40% interest rate · Effective Oct 5, 2026
Rate checked
More details - Van Cortlandt Cooperative Federal Credit Union (VCCFCU)Share AccountsSavings · $5 min
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: All-purpose savings account that establishes credit union membership. Dividends are declared quarterly and paid on the first day of the following calendar quarter on the average daily balance.
Offer: Dividends compounded daily and declared/paid quarterly.
0.40% interest rate · Compounded daily · Effective Oct 5, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Membership requires $50 minimum balance in savings and a $10 one-time membership fee. Rates are variable and may change after account opening.
Offer: Minimum balance of $50 is required to open the account and earn the stated APY. Rates are variable.
0.40% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Affinity Federal Credit UnionMoreSavingsSavings · $5 min · 0.40%–1.50% by balance
Credit union · 18 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered savings account with four balance tiers earning dividends based on daily balance. Dividends compounded daily and credited monthly. $5 minimum opening deposit. No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies.
Offer: No monthly service fees when enrolled in eStatements; otherwise $2 monthly paper statement fee applies. If account balance falls below the minimum for a tier, the next lowest tier's APY applies.
0.40% interest rate · Compounded daily · $2 monthly fee · Effective May 28, 2026
Rate by balance
Rate by balance for MoreSavings Balance APY Up to $25,000Your amount 0.40% $25,000 – $100,000 0.55% $100,000 – $250,000 1.00% Over $250,000 1.50% Rate checked
More details - Ion BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–1.15% by balance
Bank · 12 branches
0.40%APY$40 a year on $10,0000.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amount 0.40% $100,000 – $250,000 0.65% $250,000 and up 1.15% Rate checked
More details - Garden Savings FCUMoney MarketMoney Market · $0 min · 0.00%–0.90% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $1,000. All money market accounts include a complimentary check order for new accounts.
Offer: $10 Monthly Fee applies for daily balances less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $15,000Your amount 0.40% $15,000 – $30,000 0.45% $30,000 – $50,000 0.55% $50,000 and up 0.90% Rate checked
More details - Ridgedale Federal Credit UnionMoney Market Savings AccountMoney Market Savings Account · $500 min · 0.40%–1.92% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit of $500. Minimum balance requirement of $500. Withdrawals are limited to 3 per month. Daily compounding of dividends with monthly posting. Membership required (via Financial Fitness Association partnership or Novartis employee/contractor).
Offer: Minimum balance requirement of $500; withdrawals limited to 3 per month.
0.40% interest rate · Effective Oct 31, 2025
Rate by balance
Rate by balance for Money Market Savings Account Balance APY $500 – $25,000Your amount 0.40% $25,000 – $75,000 0.90% $75,000 – $175,000 1.66% Over $175,000 1.92% Rate checked
More details - Fox Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.35%–0.75% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.35% interest rate · Effective Feb 1, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 0.35% $10,000 and upYour amount 0.40% $25,000 and up 0.45% $50,000 and up 0.50% $500,000 and up 0.75% Rate checked
More details - People's Alliance Federal Credit UnionMoney Market Account (Special Performance (S.P.) Account)Money Market Account (Special Performance (S.P.) Account) · $2,500 min · 0.35%–0.75% by balance
Credit union · 7 branches
0.35%APY$35 a year on $10,000Requirements
Product: A minimum balance of $2,500.00 must be maintained. Allows a maximum of six withdrawals (no more than three by check) per month with no minimum investment period. Dividends are paid and compounded monthly. Membership eligibility requirements apply.
0.35% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Account (Special Performance (S.P.) Account) Balance APY $2,500 – $24,999Your amount 0.35% $25,000 – $49,999 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 0.70% $250,000 and up 0.75% Rate checked
More details - City National BankPersonal Money Market AccountPersonal Money Market Account · $2,500 min · 0.35%–3.82% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Tiered interest rates. Unlimited withdrawals or transfers. $20 monthly maintenance fee waived with a $2,500 minimum daily balance. Can provide overdraft protection for City National Bank checking accounts.
Offer: $20 monthly fee waived with a $2,500 minimum daily balance.
0.35% interest rate · $20 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $10,000 0.35% $10,000 – $25,000Your amount 0.35% $25,000 – $5,000,000Introductory rate for new personal deposit clients who open a qualifying checking account and deposit at least $25,000 in new money within 30 days. 3.82% $5,000,000 – $10,000,000 0.80% $10,000,000 and up 0.80% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: If unable to maintain a minimum daily balance of $1,000.00, a $20.00 monthly maintenance fee will be imposed.
Offer: Monthly maintenance fee waived if minimum daily balance of $1,000.00 is maintained.
0.35% interest rate · $20 monthly fee · Effective Sep 18, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Tier I
0.05% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $100,000Your amountTier II 0.35% $100,000 and upTier III 0.80% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in New York, NY-NJ metro
476 accounts at 181 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 3.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches